Banks in North Carolina: 38 FDIC-Insured Institutions Compared
Banks in North Carolina include 38 FDIC-insured institutions headquartered in the state, holding $3.5 trillion in combined assets across 6,425 branches.
Banks headquartered here
38
Combined assets
$3.5 trillion
Branches
6,425
Largest bank
Bank of America, National Association
Every bank headquartered in North Carolina
Bank of America, National Association
Charlotte, NC
- Assets
- $2.7 trillion
- Branches
- 3,557
Truist Bank
Charlotte, NC
- Assets
- $548 billion
- Branches
- 1,931
First-Citizens Bank & Trust Company
Raleigh, NC
- Assets
- $236 billion
- Branches
- 517
Live Oak Banking Company
Wilmington, NC
- Assets
- $16 billion
- Branches
- 1
First Bank
Southern Pines, NC
- Assets
- $13 billion
- Branches
- 114
Southern Bank and Trust Company
Mount Olive, NC
- Assets
- $5.3 billion
- Branches
- 57
The Fidelity Bank
Fuquay Varina, NC
- Assets
- $4.7 billion
- Branches
- 59
HomeTrust Bank
Asheville, NC
- Assets
- $4.4 billion
- Branches
- 33
First Carolina Bank
Rocky Mount, NC
- Assets
- $3.4 billion
- Branches
- 9
Peoples Bank
Newton, NC
- Assets
- $1.8 billion
- Branches
- 16
Providence Bank
Rocky Mount, NC
- Assets
- $1.5 billion
- Branches
- 10
North State Bank
Raleigh, NC
- Assets
- $1.5 billion
- Branches
- 7
Piedmont Federal Savings Bank
Winston Salem, NC
- Assets
- $1.3 billion
- Branches
- 10
Uwharrie Bank
Albemarle, NC
- Assets
- $1.2 billion
- Branches
- 10
Farmers & Merchants Bank
Granite Quarry, NC
- Assets
- $999 million
- Branches
- 12
KS Bank, Inc.
Smithfield, NC
- Assets
- $874 million
- Branches
- 12
Bank of Oak Ridge
Oak Ridge, NC
- Assets
- $658 million
- Branches
- 5
BlueHarbor Bank
Mooresville, NC
- Assets
- $628 million
- Branches
- 3
Lumbee Guaranty Bank
Pembroke, NC
- Assets
- $583 million
- Branches
- 13
Triad Business Bank
Greensboro, NC
- Assets
- $536 million
- Branches
- 3
LifeStore Bank
West Jefferson, NC
- Assets
- $491 million
- Branches
- 4
First Federal Savings Bank of Lincolnton
Lincolnton, NC
- Assets
- $486 million
- Branches
- 4
Mechanics & Farmers Bank
Durham, NC
- Assets
- $476 million
- Branches
- 8
Roxboro Savings Bank, SSB
Roxboro, NC
- Assets
- $361 million
- Branches
- 2
Nantahala Bank & Trust Company
Franklin, NC
- Assets
- $289 million
- Branches
- 3
First Federal Bank
Dunn, NC
- Assets
- $276 million
- Branches
- 8
Taylorsville Savings Bank, SSB
Taylorsville, NC
- Assets
- $232 million
- Branches
- 3
American Bank of the Carolinas
Monroe, NC
- Assets
- $214 million
- Branches
- 3
New Republic Bank
Roanoke Rapids, NC
- Assets
- $176 million
- Branches
- 1
Belmont Savings Bank, SSB
Belmont, NC
- Assets
- $161 million
- Branches
- 1
Morganton Savings Bank, S.S.B.
Morganton, NC
- Assets
- $114 million
- Branches
- 1
Riverside Savings Bank, SSB
Roanoke Rapids, NC
- Assets
- $95 million
- Branches
- 2
First Savings and Loan Association
Mebane, NC
- Assets
- $56 million
- Branches
- 1
Tarboro Savings Bank, SSB
Tarboro, NC
- Assets
- $54 million
- Branches
- 1
Black Mountain Savings Bank, SSB
Black Mountain, NC
- Assets
- $43 million
- Branches
- 1
Jackson Savings Bank, SSB
Sylva, NC
- Assets
- $32 million
- Branches
- 1
Hertford Savings Bank, SSB
Hertford, NC
- Assets
- $21 million
- Branches
- 1
Cedar Hill National Bank
Charlotte, NC
- Assets
- $16 million
- Branches
- 1
Source: FDIC Institution Directory; FDIC Summary of Deposits. Latest observation 2026-09-16.