Bank Profile: First-Citizens Bank & Trust Company Reviews
First-Citizens Bank & Trust Company is an FDIC-insured bank with $236 billion in assets and 517 branches. Everything below comes from official filings, not marketing claims.
About First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company is one of the largest institutions in the country, headquartered in Raleigh, North Carolina. Deposits are insured by the FDIC up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-09-16, not from marketing material.
This bank reports $236 billion in total assets, $174 billion in deposits and 517 locations in 22 states.
First-Citizens Bank & Trust Company locations
Arizona
All banks in Arizona- 2480 S Gilbert Rd, Chandler, AZ 85286
- 4950 S 48th St, Phoenix, AZ 85040
- 14650 N Northsight Blvd, Scottsdale, AZ 85260
- 19432 N R H Johnson Blvd, Sun City West, AZ 85375
- 8580 N Oracle Rd, Tucson, AZ 85704
California
All banks in California- 5701 Kanan Rd, Agoura Hills, CA 91301
- 704 S State College Blvd, Anaheim, CA 92806
- 350 S Beverly Dr, Beverly Hills, CA 90212
- 6088 Innovation Way, Carlsbad, CA 92009
- 3410 Grand Ave, Chino Hills, CA 91709
- 399 H St, Chula Vista, CA 91910
- 1120 El Camino Ave, Corona, CA 92879
- 5573 Sepulveda Blvd, Culver City, CA 90230
- 1475 Huntington Dr, Duarte, CA 91010
- 175 W Main St, El Cajon, CA 92020
- 898 N Pacific Coast Hwy, El Segundo, CA 90245
- 16055 Ventura Blvd, Encino, CA 91436
- 300 W Grand Ave, Escondido, CA 92025
- 1320 E Bidwell St, Folsom, CA 95630
- 655 N Central Ave, Glendale, CA 91203
- 600 W Route 66, Glendora, CA 91740
- 2233 S Hacienda Blvd, Hacienda Heights, CA 91745
- 2855 Michelle Drive, Irvine, CA 92606
- 835 Pearl St, La Jolla, CA 92037
- 2111 Bonita Ave, La Verne, CA 91750
- 24191 Paseo Del Valencia Suite A, Laguna Woods, CA 92637
- 2300 Pacific Coast Hwy, Lomita, CA 90717
- 3500 E 7th St, Long Beach, CA 90804
- 8750 S Sepulveda Blvd, Los Angeles, CA 90045
Showing 24 of 55 locations in California.
Colorado
All banks in Colorado- 1601 28th St, Boulder, CO 80301
- 3611 E 1st Ave, Denver, CO 80206
- 9848 Zenith Meridian Dr, Englewood, CO 80112
- 8480 E Belleview Ave, Greenwood Village, CO 80111
- 2424 W 121st Ave, Westminster, CO 80234
Florida
All banks in Florida- 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770
- 5099 N Federal Hwy, Boca Raton, FL 33431
- 8891 Timberwilde Dr, Bonita Springs, FL 34135
- 2601 S Bayshore Dr, Coconut Grove, FL 33133
- 250 Palermo Ave, Coral Gables, FL 33134
- 5721 Coral Ridge Dr, Coral Springs, FL 33076
- 3750 Nw 87th Ave, Doral, FL 33178
- 6451 N Federal Hwy, Fort Lauderdale, FL 33308
- 16700 Bass Rd, Fort Myers, FL 33908
- 13860 Old Augustine Road, Jacksonville, FL 32258
- 4300 San Pablo Pkwy, Jacksonville, FL 32224
- 1471 San Marco Blvd, Jacksonville, FL 32207
- 1098 Military Trl, Jupiter, FL 33458
- 875 Currency Cir, Lake Mary, FL 32746
- 9121 Town Center Parkway, Lakewood Ranch, FL 34202
- 1770 San Marco Rd, Marco Island, FL 34145
- 3055 Tamiami Trl N, Naples, FL 34103
- 1030 Crosspointe Dr, Naples, FL 34110
- 7401 Park Blvd N, Pinellas Park, FL 33781
- 832 Us Highway A1a N, Ponte Vedra Beach, FL 32082
- 5900 Central Ave, Saint Petersburg, FL 33707
- 7301 Sw 57th Ct, South Miami, FL 33143
- 2171 Se Federal Hwy, Stuart, FL 34994
- 327 N Dale Mabry Hwy, Tampa, FL 33609
Showing 24 of 27 locations in Florida.
Georgia
All banks in Georgia- 10865 Haynes Bridge Rd, Alpharetta, GA 30022
- 8479 Holcomb Bridge Rd, Alpharetta, GA 30022
- 9205 Highway 29 S, Athens, GA 30601
- 5571 Chamblee Dunwoody Rd, Atlanta, GA 30338
- 3300 Cumberland Blvd Se, Atlanta, GA 30339
- 79 W Paces Ferry Rd Nw, Atlanta, GA 30305
- 3602 Walton Way Ext, Augusta, GA 30909
- 2715 Hamilton Mill Rd, Buford, GA 30519
- 9654 Lavonia Rd, Carnesville, GA 30521
- 36 Highway 72 E, Comer, GA 30629
- 300 General Daniel Ave N, Danielsville, GA 30633
- 2630 Rainbow Way, Decatur, GA 30034
- 2775 Buford Hwy, Duluth, GA 30096
- 450 N Belair Rd, Evans, GA 30809
- 643 Ee Butler Pkwy, Gainesville, GA 30501
- 86 W Franklin St, Hartwell, GA 30643
- 100 Mark Whitfield Dr, Jasper, GA 30143
- 12380 Augusta Rd, Lavonia, GA 30553
- 2998 Shallowford Rd, Marietta, GA 30066
- 342 Baston Rd, Martinez, GA 30907
- 3270 Florence Rd, Powder Springs, GA 30127
- 110 W Saint Julian St, Savannah, GA 31401
- 3225 Peachtree Pkwy, Suwanee, GA 30024
- 235 Main St, Thomson, GA 30824
Showing 24 of 26 locations in Georgia.
Hawaii
All banks in Hawaii- 600 Kapiolani Blvd, Ste 203, Honolulu, HI 96813
Kansas
All banks in Kansas- 7850 College Blvd, Overland Park, KS 66210
Massachusetts
All banks in Massachusetts- 57 Enon St, Beverly, MA 01915
- 450 Boylston St, Boston, MA 02116
- 53 State Street, Boston, MA 02109
- 265 Main St, Cambridge, MA 02142
- 336 Washington St, Wellesley, MA 02481
Maryland
All banks in Maryland- 890 Bestgate Rd, Annapolis, MD 21401
- 8820 Columbia 100 Pkwy, Columbia, MD 21045
Missouri
All banks in Missouri- 4717 Grand Ave, Kansas City, MO 64112
North Carolina
All banks in North Carolina- 351 N 1st St, Albemarle, NC 28001
- 46 W Depot St, Angier, NC 27501
- 1070 Vision Dr, Apex, NC 27523
- 11613 N Main St, Archdale, NC 27263
- 2106 Hendersonville Rd, Arden, NC 28704
- 108 Patton Ave, Asheville, NC 28801
- 1617 Hendersonville Rd, Asheville, NC 28803
- 975 Smokey Park Highway, Asheville, NC 28806
- 768 Hendersonville Rd, Asheville, NC 28803
- 1201 Tunnel Rd, Asheville, NC 28805
- 601 New Leicester Hwy, Asheville, NC 28806
- 625 Merrimon Ave, Asheville, NC 28804
- 101 Atlantic Beach Cswy, Atlantic Beach, NC 28512
- 310 Main St, Bayboro, NC 28515
- 1505 Live Oak St, Beaufort, NC 28516
- 100 W Main St, Benson, NC 27504
- 208 N Jackson St, Beulaville, NC 28518
- 417 W State St, Black Mountain, NC 28711
- 117 Martin Luther King Jr Dr, Bladenboro, NC 28320
- 1021 Main St, Blowing Rock, NC 28605
- 540 Highway 105 Ext, Boone, NC 28607
- 105 E Main St, Boonville, NC 27011
- 96 S Broad St, Brevard, NC 28712
- 2260 Asheville Hwy, Brevard,, NC 28712
Showing 24 of 196 locations in North Carolina.
Nebraska
All banks in Nebraska- 15950 W Dodge Rd, Omaha, NE 68118
- 3333 Farnam St, Omaha, NE 68131
- 12307 W Center Rd, Omaha, NE 68144
New Mexico
All banks in New Mexico- 7300 Jefferson St Ne, Albuquerque, NM 87109
- 700 Paseo De Peralta, Santa Fe, NM 87501
Nevada
All banks in Nevada- 2360 Corporate Cir, Henderson, NV 89074
- 950 S Rampart Blvd, Las Vegas, NV 89145
- 3100 S Needles Hwy, Laughlin, NV 89029
- 5370 Kietzke Ln, Reno, NV 89511
Oklahoma
All banks in Oklahoma- 3800 Journey Pkwy, Norman, OK 73072
- 4501 W Memorial Rd, Oklahoma City, OK 73142
South Carolina
All banks in South Carolina- 201 N Main St, Abbeville, SC 29620
- 1715 Whiskey Rd, Aiken, SC 29803
- 125 Park Ave Sw, Aiken, SC 29801
- 2503 N Main St, Anderson, SC 29621
- 1508 E Greenville St, Anderson, SC 29621
- 12 N Morgan Ave, Andrews, SC 29510
- 10355 Dunbarton Blvd, Barnwell, SC 29812
- 129 N Pine St, Batesburg, SC 29006
- 921 Bay St, Beaufort, SC 29902
- 314 E Main St, Bennettsville, SC 29512
- 144 S Main St, Bishopville, SC 29010
- 1 Westbury Way, Bluffton, SC 29910
- 201 Blythewood Rd, Blythewood, SC 29016
- 3611 Boiling Springs Rd, Boiling Springs, SC 29316
- 402 E Dekalb St, Camden, SC 29020
- 860 Knox Abbott Dr, Cayce, SC 29033
- 152 E Bay St, Charleston, SC 29401
- 126 Seven Farms Dr, Charleston, SC 29492
- 462 Folly Rd, Charleston, SC 29412
- 182 Meeting St, Charleston, SC 29401
- 1624 Sam Rittenberg Blvd, Charleston, SC 29407
- 232 Market St, Cheraw, SC 29520
- 1612 J A Cochran Byp, Chester, SC 29706
- 403 W Main St, Chesterfield, SC 29709
Showing 24 of 113 locations in South Carolina.
Tennessee
All banks in Tennessee- 1611 Gunbarrel Rd, Chattanooga, TN 37421
- 228 S Royal Oaks Blvd, Franklin, TN 37064
- 916 N State Of Franklin Rd, Johnson City, TN 37604
- 10118 Parkside Dr, Knoxville, TN 37922
- 100 S Campbell Station Rd, Knoxville, TN 37934
- 1516 16th Ave S, Nashville, TN 37212
Texas
All banks in Texas- 4101 Marathon Blvd, Austin, TX 78756
- 1901 E Whitestone Blvd, Cedar Park, TX 78613
- 5950 Sherry Ln, Dallas, TX 75225
- 8160 Lebanon Rd, Frisco, TX 75034
- 4265 San Felipe St, Houston, TX 77027
- 2050 Round Rock Ave, Round Rock, TX 78681
- 4334 N Loop 1604 W, Shavano Park, TX 78249
- 1295 Highway 6, Sugar Land, TX 77478
- 5500 Bee Caves Rd, West Lake Hills, TX 78746
Virginia
All banks in Virginia- 950 N Glebe Rd, Arlington, VA 22203
- 304 E Main St, Bedford, VA 24523
- 130 E Main St, Bedford, VA 24523
- 2013 Abbey Rd, Charlottesville, VA 22911
- 2101 Dominion Dr, Charlottesville, VA 22901
- 242 N Main St, Chase City, VA 23924
- 1 S Main St, Chatham, VA 24531
- 13720 Us Highway 29, Chatham, VA 24531
- 6551 Centralia Rd, Chesterfield, VA 23832
- 250 Peppers Fry Rd Nw, Chirstiansburg, VA 24073
- 540 Main St, Clifton Forge, VA 24422
- 65 Kingston Dr, Daleville, VA 24083
- 130 Collins Dr, Danville, VA 24540
- 685 W Main St, Danville, VA 24541
- 214 W Atlantic St, Emporia, VA 23847
- 1575 Emancipation Hwy, Fredericksburg, VA 22401
- 540 E Stuart Dr, Galax, VA 24333
- 320 University Blvd, Harrisonburg, VA 22801
- 112 E Hicks St, Lawrenceville, VA 23868
- 40 Catoctin Cir Ne, Leesburg, VA 20176
- 3021 Old Forest Rd, Lynchburg, VA 24501
- 20373 Timberlake Rd, Lynchburg, VA 24502
- 11730 Hull Street Rd, Midlothian, VA 23112
- 13101 Midlothian Tpke, Midlothian, VA 23113
Showing 24 of 36 locations in Virginia.
Washington
All banks in Washington- 300 110th Ave Ne, Bellevue, WA 98004
Reading the First-Citizens Bank & Trust Company reviews data on this page
The numbers published here for First-Citizens Bank & Trust Company are medians — the midpoint of the distribution rather than the mean.
A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Total assets of $236 billion and branch count of 517.
They describe the middle of the market, so they are a starting point for opening a savings, checking or CD account and nothing more. Anyone quoting you a number will be pricing your file, not the median.
Turning the First-Citizens Bank & Trust Company data into a decision
Context does most of the work here. A number is only high or low next to something else, so we publish First-Citizens Bank & Trust Company and how it sits inside North Carolina against a wider benchmark on the same measure. Headquarters of Raleigh, North Carolina.
Gaps of a few percent are noise. Gaps of twenty or thirty percent are structural, and they usually trace back to something concrete: the mix of housing stock, how many households are renting rather than owning, the local employer base, or how far the nearest metro area is.
Read the measures as a set. Income on its own says little; income next to housing cost and next to what similar households pay elsewhere says a great deal.
Where First-Citizens Bank & Trust Company sits against the wider market
Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark First-Citizens Bank & Trust Company against North Carolina and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.
Definitions matter as much as the numbers. Two sources can both publish a "median rent" and mean different things — one including utilities, one not; one covering every unit, one only those recently let. Mixing them produces gaps that look meaningful and are not.
When the underlying sample is too small for a reliable estimate, we publish nothing for that measure rather than modelling a plausible-looking figure. Fewer numbers you can trust beats more you cannot.
What to check before you commit
None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.
- Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
- Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
- Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
- Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
- Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
- Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
Common questions
How current is the First-Citizens Bank & Trust Company reviews data?
The figures come from the 2026-09-16 release of the FDIC Institution Directory and Summary of Deposits, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.
Why does another site show a different number for First-Citizens Bank & Trust Company?
Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.
Can I use this for opening a savings, checking or CD account?
As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Total assets of $236 billion.
How we built this page
The page is assembled from quarterly regulatory filings, specifically the FDIC Institution Directory and Summary of Deposits (2026-09-16). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.
The limits are the usual three: sampling error grows as geography shrinks, published data always trails reality by months or years, and a midpoint says nothing about the extremes at either end of the institution.
Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.
Source: FDIC Institution Directory; FDIC Summary of Deposits; CFPB Consumer Complaint Database. Latest observation 2026-09-16.
Every figure above comes from this bank's own federal record: FDIC BankFind record, cert #11063.