Real estate data
Today's mortgage rates
The 30-year fixed stands at 6.67% as of 2026-08-13, 0.09 points higher than a year earlier.
These are survey averages for conventional conforming loans, published weekly. They set the backdrop; your own quote is set by your file.
| Series | Latest | Prior | Year over year | As of |
|---|---|---|---|---|
| 30-year fixed | 6.67% | 6.69% | +0.09 pts | 2026-08-13 |
| 15-year fixed | 5.96% | 6.01% | +0.25 pts | 2026-08-13 |
Source: Freddie Mac Primary Mortgage Market Survey via FRED.
How this has moved
Source: Freddie Mac Primary Mortgage Market Survey via FRED; S&P CoreLogic Case-Shiller via FRED. Latest observation 2026-08-13.
A survey average is not your quote
Published averages move the market. Your rate depends on credit, down payment and the lender. Get matched and compare real quotes.
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Methodology
Mortgage rates come from the Freddie Mac Primary Mortgage Market Survey, published weekly. We read the series from FRED (Federal Reserve Bank of St. Louis), store every observation in our own database and refresh it on a schedule, so the page always renders the latest published value with the date it was published.
Year-over-year figures compare the latest observation with the observation closest to the same date one year earlier. Percentage-point changes are used for rates, percentage changes for levels.
Published data is revised by its source agencies. Figures here reflect the most recent release we have ingested and are for information only, not personalised advice.
Sources: Freddie Mac Primary Mortgage Market Survey via FRED. American Community Survey 5-year estimates, 2022.
Source: Freddie Mac Primary Mortgage Market Survey via FRED. Latest observation 2026-08-13.