Money & debt data
U.S. consumer and credit-card debt
The total consumer credit stands at 5,166,907.71 as of 2026-06-01, 122727.07 higher than a year earlier.
Revolving credit is the balance people carry on cards. It is the most expensive money most households borrow, and the clearest signal of financial stress.
| Series | Latest | Prior | Year over year | As of |
|---|---|---|---|---|
| Total consumer credit | $5166.91T | $5152.74T | +2.4% | 2026-06-01 |
| Revolving (credit card) credit | $1351.07T | $1344.33T | +3.8% | 2026-06-01 |
| Credit-card delinquency rate | 2.92% | 2.94% | -0.14 pts | 2026-01-01 |
Source: Federal Reserve via FRED.
How this has moved
Source: Federal Reserve via FRED. Latest observation 2026-06-01.
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Methodology
Consumer credit and delinquency series are published by the Federal Reserve. We read the series from FRED (Federal Reserve Bank of St. Louis), store every observation in our own database and refresh it on a schedule, so the page always renders the latest published value with the date it was published.
Year-over-year figures compare the latest observation with the observation closest to the same date one year earlier. Percentage-point changes are used for rates, percentage changes for levels.
Published data is revised by its source agencies. Figures here reflect the most recent release we have ingested and are for information only, not personalised advice.
Sources: Federal Reserve via FRED. American Community Survey 5-year estimates, 2022.
Source: Federal Reserve via FRED. Latest observation 2026-06-01.