United Community Bank Reviews: Assets, Branches and Rates
United Community Bank is an FDIC-insured bank with $29 billion in assets and 192 branches. Everything below comes from official filings, not marketing claims.
About United Community Bank
United Community Bank is a large regional institution, headquartered in Greenville, South Carolina. Deposits are insured by the FDIC up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-09-16, not from marketing material.
This bank reports $29 billion in total assets, $24 billion in deposits and 192 locations in 6 states.
United Community Bank locations
Alabama
All banks in Alabama- 1360 Montgomery Hwy, Birmingham, AL 35216
- 2000 Meadow Lake Dr, Birmingham, AL 35242
- 2121 Highland Ave S, Birmingham, AL 35205
- 28000 Us Highway 98, Daphne, AL 36526
- 255 Grant St Se, Decatur, AL 35601
- 230 E Tennessee St, Florence, AL 35630
- 201 Williams Ave Sw, Huntsville, AL 35801
- 2746 Carl T Jones Dr Se, Huntsville, AL 35802
- 8337 Highway 72 W, Madison, AL 35758
- 2519 12th Street, Tuscaloosa, AL 35401
Florida
All banks in Florida- 1800 N Military Trl, Boca Raton, FL 33431
- 3399 Ponce De Leon Blvd, Coral Gables, FL 33134
- 35008 Emerald Coast Pkwy, Destin, FL 32541
- 450 E Las Olas Blvd, Fort Lauderdale, FL 33301
- 12805 Us Highway 98 E, Inlet Beach, FL 32461
- 100 Colonial Center Pkwy, Lake Mary, FL 32746
- 2338 Citadel Way, Melbourne, FL 32940
- 8941 Sw 136th St, Miami, FL 33176
- 4301 N Federal Hwy, Oakland Park, FL 33308
- 250 South Orange Avenue, Orlando, FL 32801
- 4705 S Apopka Vineland Rd, Orlando, FL 32819
- 4290 Professional Center Dr, Palm Beach Gardens, FL 33410
- 1805 W. 23rd St., Panama City, FL 32405
- 820 Us Highway A1a N, Ponte Vedra Beach, FL 32082
- 3063 Us Highway 98 W, Santa Rosa Beach, FL 32459
- 1561 Main Street, Sarasota, FL 34236
- 5880 Sunset Dr, South Miami, FL 33143
- 309 Se Osceola St, Stuart, FL 34994
- 5426 Bay Center Dr, Tampa, FL 33609
- 115 E Burleigh Blvd, Tavares, FL 32778
- 700 W Morse Blvd, Winter Park, FL 32789
Georgia
All banks in Georgia- 7400 Adairsville Hwy, Adairsville, GA 30103
- 5125 Atlanta Hwy, Alpharetta, GA 30004
- 780 Highway 29 N, Athens, GA 30601
- 3310 Henderson Mill Rd, Atlanta, GA 30341
- 177 Highway 515 E, Blairsville, GA 30512
- 149 Bracketts Way, Blairsville, GA 30512
- 4000 Appalachian Hwy, Blue Ridge, GA 30513
- 5679 Appalachian Hwy, Blue Ridge, GA 30513
- 1502 Friendship Rd, Braselton, GA 30517
- 2001 S Commercial Dr, Brunswick, GA 31525
- 109 Scranton Connector, Brunswick, GA 31525
- 4356 S Lee St, Buford, GA 30518
- 2215 Riverstone Blvd, Canton, GA 30114
- 3781 Sixes Rd, Canton, GA 30114
- 119 Maple St, Carrollton, GA 30117
- 1320 Joe Frank Harris Pkwy Se, Cartersville, GA 30120
- 468 W Louise St, Clarkesville, GA 30523
- 516 Highway 441 S, Clayton, GA 30525
- 153 E Kytle St, Cleveland, GA 30528
- 2055 Homer Rd, Commerce, GA 30529
- 1000 Georgia Highway 138 Se, Conyers, GA 30013
- 1472 441 By-Pass, Cornelia, GA 30531
- 9100 Covington Byp, Covington, GA 30014
- 1015 Buford Rd, Cumming, GA 30041
Showing 24 of 64 locations in Georgia.
North Carolina
All banks in North Carolina- 732 Main St, Andrews, NC 28901
- 54 N Mitchell Ave, Bakersville, NC 28705
- 200 E Church St, Benson, NC 27504
- 8036 Valley Blvd, Blowing Rock, NC 28605
- 160 W Main St, Brevard, NC 28712
- 10 Park Pl E, Brevard, NC 28712
- 145 Slope St, Bryson City, NC 28713
- 291 East Us Highway 19e, Burnsville, NC 28714
- 1105 Hatches Pond Lane, Cary, NC 27519
- 20 Frank Allen Rd, Cashiers, NC 28717
- 4777 Sharon Rd, Charlotte, NC 28210
- 9915 Sandy Rock Place, Charlotte, NC 28277
- 102 E Main St, Clayton, NC 27520
- 19510 Jetton Rd, Cornelius, NC 28031
- 568 Jetton St, Davidson, NC 28036
- 50 United Bank Drive, Etowah, NC 28729
- 6144 Us Highway 301 S, Four Oaks, NC 27524
- 257 E Main St, Franklin, NC 28734
- 325 N Judd Pkwy Ne, Fuquay Varina, NC 27526
- 200 Glen Rd, Garner, NC 27529
- 95 Hwy 64 W, Hayesville, NC 28904
- 2520 Chimney Rock Rd, Hendersonville, NC 28792
- 9906 Knockando Ln, Huntersville, NC 28078
- 1078 Brawley School Rd, Mooresville, NC 28117
Showing 24 of 37 locations in North Carolina.
South Carolina
All banks in South Carolina- 815 N Main St, Anderson, SC 29621
- 52 Burnt Church Rd, Bluffton, SC 29910
- 3995 Highway 9, Boiling Springs, SC 29316
- 946 Orleans Rd, Charleston, SC 29407
- 997 Morrison Dr, Charleston, SC 29403
- 4018 Forest Dr, Columbia, SC 29204
- 1505 Church St, Conway, SC 29526
- 108 E Main St, Duncan, SC 29334
- 1524 E Main St, Easley, SC 29640
- 300 N Weston St, Fountain Inn, SC 29644
- 311 S Limestone St, Gaffney, SC 29340
- 200 E Camperdown Way, Greenville, SC 29601
- 2101 Woodruff Rd, Greenville, SC 29607
- 1400 Augusta St, Greenville, SC 29605
- 470 Haywood Rd, Greenville, SC 29607
- 701 Montague Ave, Greenwood, SC 29649
- 809 W Wade Hampton Blvd, Greer, SC 29650
- 11500 Asheville Hwy, Inman, SC 29349
- 922 E Main St, Laurens, SC 29360
- 101 W Main St, Laurens, SC 29360
- 5346 Sunset Blvd, Lexington, SC 29072
- 3187 Highway 9 E, Little River, SC 29566
- 5009 Broad St, Loris, SC 29569
- 401 W Butler Rd, Mauldin, SC 29662
Showing 24 of 34 locations in South Carolina.
Tennessee
All banks in Tennessee- 1087 Hunters Xing, Alcoa, TN 37701
- 575 S Main St, Ashland City, TN 37015
- 1736 Carothers Pkwy, Brentwood, TN 37027
- 633 Chestnut St, Chattanooga, TN 37450
- 1430 Madison St, Clarksville, TN 37040
- 2070 Wilma Rudolph Blvd, Clarksville, TN 37040
- 1929 Madison St, Clarksville, TN 37043
- 2525 Keith St Nw, Cleveland, TN 37312
- 1110 N Charles Seivers Blvd, Clinton, TN 37716
- 1412 Trotwood Ave, Columbia, TN 38401
- 501 S James M Campbell Blvd, Columbia, TN 38401
- 601 N Garden St, Columbia, TN 38401
- 1204 Nashville Pike, Gallatin, TN 37066
- 223 N 3rd St, Kingston, TN 37763
- 10514 Kingston Pike, Knoxville, TN 37922
- 257 Medical Park Dr, Lenoir City, TN 37772
- 290 Village Square Dr, Loudon, TN 37774
- 817 Mulberry St, Loudon, TN 37774
- 105 Public Sq, Mount Pleasant, TN 38474
- 1835 E Northfield Blvd, Murfreesboro, TN 37130
- 6005 Nolensville Rd, Nashville, TN 37211
- 4106- B Hillsboro Pike, Nashville, TN 37215
- 704 Highway 70, Pegram, TN 37143
- 2566 Highway 49 E, Pleasant View, TN 37146
Showing 24 of 26 locations in Tennessee.
How to read the United Community Bank reviews numbers
Every figure on this page for United Community Bank is a median, not an average, which matters more than it sounds.
A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Total assets of $29 billion and branch count of 192.
They describe the middle of the market, so they are a starting point for opening a savings, checking or CD account and nothing more. Anyone quoting you a number will be pricing your file, not the median.
Turning the United Community Bank data into a decision
Context does most of the work here. A number is only high or low next to something else, so we publish United Community Bank and how it sits inside South Carolina against a wider benchmark on the same measure. Headquarters of Greenville, South Carolina.
Gaps of a few percent are noise. Gaps of twenty or thirty percent are structural, and they usually trace back to something concrete: the mix of housing stock, how many households are renting rather than owning, the local employer base, or how far the nearest metro area is.
Read the measures as a set. Income on its own says little; income next to housing cost and next to what similar households pay elsewhere says a great deal.
Where United Community Bank sits against the wider market
Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark United Community Bank against South Carolina and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.
Most contradictory statistics you meet online are definition mismatches rather than errors. Gross versus net, occupied versus advertised, applications versus originations: each pair produces a different headline from the same underlying reality.
When the underlying sample is too small for a reliable estimate, we publish nothing for that measure rather than modelling a plausible-looking figure. Fewer numbers you can trust beats more you cannot.
Five checks worth running first
None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.
- Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
- Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
- Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
- Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
- Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
- Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
Frequently asked questions about United Community Bank
How current is the United Community Bank reviews data?
The figures come from the 2026-09-16 release of the FDIC Institution Directory and Summary of Deposits, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.
Why does another site show a different number for United Community Bank?
Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.
Can I use this for opening a savings, checking or CD account?
As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Total assets of $29 billion.
Method and limitations
The page is assembled from quarterly regulatory filings, specifically the FDIC Institution Directory and Summary of Deposits (2026-09-16). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.
The limits are the usual three: sampling error grows as geography shrinks, published data always trails reality by months or years, and a midpoint says nothing about the extremes at either end of the institution.
Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.
Source: FDIC Institution Directory; FDIC Summary of Deposits; CFPB Consumer Complaint Database. Latest observation 2026-09-16.
Every figure above comes from this bank's own federal record: FDIC BankFind record, cert #16889.