Bank Profile: Pinnacle Bank Reviews

Pinnacle Bank is an FDIC-insured bank with $129 billion in assets and 421 branches. Everything below comes from official filings, not marketing claims.

Total assets
$129 billion
Total deposits
$102 billion
Branches
421

About Pinnacle Bank

Pinnacle Bank is one of the largest institutions in the country, headquartered in Nashville, Tennessee. Deposits are insured by the FDIC up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-09-16, not from marketing material.

This bank reports $129 billion in total assets, $102 billion in deposits and 421 locations in 13 states.

Pinnacle Bank locations

  • 1394 Freeman Ave, Athens, AL 35613
  • 2222 Woodcrest Pl, Birmingham, AL 35209
  • 569 Brookwood Vlg Ste 700, Birmingham, AL 35209
  • 550 Montgomery Hwy, Birmingham, AL 35216
  • 102 Inverness Cors, Birmingham, AL 35242
  • 205 20th Street North, Birmingham, AL 35203
  • 800 Shades Creek Pkwy, Birmingham, AL 35209
  • 215 Richard Arrington Jr Blvd N, Birmingham, AL 35203
  • 7050 Us Highway 90, Daphne, AL 36526
  • 707 Bank St Ne, Decatur, AL 35601
  • 2123 Highway 78, Dora, AL 35062
  • 3680 W Main St, Dothan, AL 36305
  • 901 Boll Weevil Cir, Enterprise, AL 36330
  • 300 Magnolia Ave, Fairhope, AL 36532
  • 5290 Preserve Pkwy, Hoover, AL 35244
  • 409 Madison St Se, Huntsville, AL 35801
  • 301 Washington St Nw, Huntsville, AL 35801
  • 4650 Whitesburg Dr Sw, Huntsville, AL 35802
  • 1333 Enterprise Way Nw, Huntsville, AL 35806
  • 200 Eighteenth Street, Jasper, AL 35501
  • 3200 Highway 78 E, Jasper, AL 35501
  • 11 Hughes Rd, Madison, AL 35758
  • 4630 Bit And Spur Rd, Mobile, AL 36608
  • 164 St. Francis, Mobile, AL 36602

Showing 24 of 37 locations in Alabama.

  • 3333 Michelson Dr, Irvine, CA 92612
  • 130 S Park Ave, Apopka, FL 32703
  • 140 N Federal Hwy, Boca Raton, FL 33432
  • 11431 W Palmetto Park Rd, Boca Raton, FL 33428
  • 3360 Bonita Beach Rd, Bonita Springs, FL 34134
  • 9844 S Jog Rd, Boynton Beach, FL 33437
  • 2520 Manatee Ave W, Bradenton, FL 34205
  • 6705 Sr 70 East, Bradenton, FL 34203
  • 205 Del Prado Blvd S, Cape Coral, FL 33990
  • 1680 Gulf To Bay Blvd, Clearwater, FL 33755
  • 2020 Ponce De Leon Blvd, Coral Gables, FL 33134
  • 1139 Industrial Dr, Crestview, FL 32539
  • 5599 S University Dr, Davie, FL 33328
  • 4850 W Atlantic Ave, Delray Beach, FL 33445
  • 34910 Emerald Coast Pkwy, Destin, FL 32541
  • 9128 Nw 25th St, Doral, FL 33172
  • 3100 S Mccall Rd, Englewood, FL 34224
  • 1750 S 14th St, Fernandina Beach, FL 32034
  • 201 E Las Olas Blvd, Fort Lauderdale, FL 33301
  • 632 S Federal Hwy, Fort Lauderdale, FL 33301
  • 7900 Summerlin Lakes Dr, Fort Myers, FL 33907
  • 2500 Virginia Ave, Fort Pierce, FL 34981
  • 71 Beal Pkwy Ne, Fort Walton Beach, FL 32548
  • 10 Daniel Dr, Gulf Breeze, FL 32561
  • 8404 Nw 103rd Street, Suites B And C, Hialeah Gardens, FL 33016

Showing 24 of 85 locations in Florida.

  • 2819 Old Dawson Rd, Albany, GA 31707
  • 2102 E Oglethorpe Blvd, Albany, GA 31705
  • 8025 Westside Pkwy, Alpharetta, GA 30009
  • 3050 Northwinds Parkway, Alpharetta, GA 30009
  • 12355 Arnold Mill Rd, Alpharetta, GA 30004
  • 201 E Lamar St, Americus, GA 31709
  • 4000 Atlanta Hwy, Athens, GA 30606
  • 150 W Hancock Ave, Athens, GA 30601
  • 1850 Epps Bridge Pkwy, Athens, GA 30606
  • 1855 Barnett Shoals Rd, Athens, GA 30605
  • 310 Alps Rd, Athens, GA 30606
  • 3400 Overton Park Dr Se, Atlanta, GA 30339
  • 3333 Riverwood Pkwy Se, Atlanta, GA 30339
  • 5506 Chamblee Dunwoody Rd, Atlanta, GA 30338
  • 384 Northyards Blvd. Nw, Ste. 150, Atlanta, GA 30313
  • 334 E Paces Ferry Rd Ne, Atlanta, GA 30305
  • 3379 Peachtree Rd Ne, Atlanta, GA 30326
  • 2211 Marietta Blvd Nw, Atlanta, GA 30318
  • 3706 Wheeler Rd, Augusta, GA 30909
  • 205 Old Blackstone Camp Rd, Augusta, GA 30907
  • 120 N Carroll St, Bowdon, GA 30108
  • 215 Alabama Ave S, Bremen, GA 30110
  • 255 Scranton Connector, Brunswick, GA 31525
  • 4465 Nelson Brogdon Blvd, Buford, GA 30518

Showing 24 of 105 locations in Georgia.

  • 2299 Anderson Rd, Newburgh, IN 47630
  • 360 8th Ave, Bowling Green, KY 42101
  • 466 Hazen Court, Bowling Green, KY 42103
  • 286 North Hubbards Lane, Louisville, KY 40207
  • 100 Mallard Creek Rd, Louisville, KY 40207
  • 7272 Wisconsin Avenue, Bethesda, MD 20814
  • 6000 Merriweather Dr, Columbia, MD 21044
  • 5740 Getwell Rd Ste 109, Southaven, MS 38672
  • 103 N 2nd St, Albemarle, NC 28001
  • 113 Trindale Rd, Archdale, NC 27263
  • 854 E Dixie Dr, Asheboro, NC 27203
  • 175 N Fayetteville St, Asheboro, NC 27203
  • 1999 Hendersonville Rd, Asheville, NC 28803
  • 3239 S Church St, Burlington, NC 27215
  • 4725 Sw Cary Pkwy, Cary, NC 27513
  • 1203 Martin Luther King Jr Blvd, Chapel Hill, NC 27514
  • 5925 Farrington Rd, Chapel Hill, NC 27517
  • 1213 W Morehead St, Charlotte, NC 28208
  • 5980 Fairview Rd, Charlotte, NC 28210
  • 15025 Ballancroft Pkwy, Charlotte, NC 28277
  • 7422 Carmel Executive Park Dr, Charlotte, NC 28226
  • 1420 E 3rd St, Charlotte, NC 28204
  • 2825 South Blvd, Charlotte, NC 28209
  • 1108 N. Graham Street, Charlotte, NC 28206
  • 871 Church Street N., Concord, NC 28025
  • 845 Church St N, Concord, NC 28025
  • 3600 N Duke St, Durham, NC 27704
  • 280 S Mangum St, Durham, NC 27701
  • 3807 N Duke St, Durham, NC 27704
  • 707 Green Valley Rd, Greensboro, NC 27408
  • 2201 N Elm St, Greensboro, NC 27408
  • 1431 New Garden Rd, Greensboro, NC 27410

Showing 24 of 53 locations in North Carolina.

  • 200 E Church St, Bishopville, SC 29010
  • 3 Belfair Village Dr, Bluffton, SC 29910
  • 501 E Dekalb St, Camden, SC 29020
  • 1245 Knox Abbott Dr, Cayce, SC 29033
  • 1870 Sam Rittenberg Blvd, Charleston, SC 29407
  • 329 Folly Rd, Charleston, SC 29412
  • 337 Folly Rd, Charleston, SC 29412
  • 158 Meeting St, Charleston, SC 29401
  • 850 Morrison Drive, Suite 101, Charleston, SC 29403
  • 8420 Dorchester Rd, Charleston, SC 29420
  • 1873 Camp Rd, Charleston, SC 29412
  • 802 Savannah Hwy, Charleston, SC 29407
  • 5 Sumar St, Charleston, SC 29407
  • 1025 Broad River Rd, Columbia, SC 29210
  • 1221 Main St, Columbia, SC 29201
  • 217 Forum Dr, Columbia, SC 29229
  • 2401 Devine St, Columbia, SC 29205
  • 4840 Forest Dr, Columbia, SC 29206
  • 230 Seven Farms Dr, Daniel Island, SC 29492
  • 6602 Calhoun Memorial Hwy, Easley, SC 29640
  • 600 W Palmetto St, Florence, SC 29501
  • 597 Old Mt. Holly Road, Goose Creek, SC 29445
  • 807 E Butler Rd, Greenville, SC 29607
  • 550 E Mcbee Ave, Greenville, SC 29601

Showing 24 of 52 locations in South Carolina.

  • 5308 Mount View Rd, Antioch, TN 37013
  • 524 S Main St, Ashland City, TN 37015
  • 13690 Highway 51 S, Atoka, TN 38004
  • 2868 Summer Oaks Dr, Bartlett, TN 38134
  • 3070 Kirby Whitten Rd, Bartlett, TN 38134
  • 1717 Mallory Ln, Brentwood, TN 37027
  • 5105 Maryland Way, Brentwood, TN 37027
  • 128 Franklin Rd, Brentwood, TN 37027
  • 800 Market St, Chattanooga, TN 37402
  • 6180 Shallowford Rd, Chattanooga, TN 37421
  • 1350 Broad St, Chattanooga, TN 37402
  • 10 Church St Ne, Cleveland, TN 37311
  • 501 Highway 46 S, Dickson, TN 37055
  • 216 S Royal Oaks Blvd, Franklin, TN 37064
  • 7040 Carothers Pkwy, Franklin, TN 37067
  • 1534 Noah Ln, Gallatin, TN 37066
  • 1264 S Germantown Rd, Germantown, TN 38138
  • 9057 Poplar Ave, Germantown, TN 38138
  • 847 Conference Dr, Goodlettsville, TN 37072
  • 383 Johnny Cash Blvd, Hendersonville, TN 37075
  • 270 E Main St, Hendersonville, TN 37075
  • 5613 Highway 153, Hixson, TN 37343
  • 1520 E Emory Rd, Knoxville, TN 37938
  • 9603 Kingston Pike, Knoxville, TN 37922

Showing 24 of 64 locations in Tennessee.

  • 545 E John Carpenter Fwy, Irving, TX 75062
  • 733 Sid Rich Dr, Irving, TX 75039
  • 4075wilson Boulevard, Arlington, VA 22203
  • 12970 Booker T Washington Hwy, Hardy, VA 24101
  • 1601 Village Market Blvd Se, Leesburg, VA 20175
  • 18804 Forest Road, Lynchburg, VA 24502
  • 1610 Graves Mill Rd, Lynchburg, VA 24502
  • 1800 Tysons Blvd, Mclean, VA 22102
  • 3565 Electric Rd Ste 1, Roanoke, VA 24018
  • 4467 Starkey Rd, Roanoke, VA 24018
  • 202 Campbell Ave Se, Roanoke, VA 24013
  • 2203 Crystal Spring Ave Sw, Roanoke, VA 24014
  • 4003 Challenger Ave, Roanoke, VA 24012
  • 1518 Hershberger Rd Nw, Roanoke, VA 24012
  • 8 E Main St, Salem, VA 24153
  • 1003 Hardy Rd, Vinton, VA 24179

Reading the Pinnacle Bank reviews data on this page

The numbers published here for Pinnacle Bank are medians — the midpoint of the distribution rather than the mean.

A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Total assets of $129 billion and branch count of 421.

They describe the middle of the market, so they are a starting point for opening a savings, checking or CD account and nothing more. Anyone quoting you a number will be pricing your file, not the median.

Why the spread around Pinnacle Bank matters

Context does most of the work here. A number is only high or low next to something else, so we publish Pinnacle Bank and how it sits inside Tennessee against a wider benchmark on the same measure. Headquarters of Nashville, Tennessee.

Gaps of a few percent are noise. Gaps of twenty or thirty percent are structural, and they usually trace back to something concrete: the mix of housing stock, how many households are renting rather than owning, the local employer base, or how far the nearest metro area is.

Read the measures as a set. Income on its own says little; income next to housing cost and next to what similar households pay elsewhere says a great deal.

What to check before you commit

None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.

  • Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
  • Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
  • Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
  • Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
  • Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
  • Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.

Where Pinnacle Bank sits against the wider market

Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark Pinnacle Bank against Tennessee and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.

Watch the denominator whenever a comparison surprises you. Whether a rate is calculated on all applications or only completed ones, on every unit or only those on the market, changes the answer more than the local market does.

Where a comparison would mislead, we leave it out instead of filling the gap. A blank means the source did not publish a reliable estimate for that institution, and inventing one would be worse than showing less.

Common questions

How current is the Pinnacle Bank reviews data?

The figures come from the 2026-09-16 release of the FDIC Institution Directory and Summary of Deposits, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.

Why does another site show a different number for Pinnacle Bank?

Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.

Can I use this for opening a savings, checking or CD account?

As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Total assets of $129 billion.

Method and limitations

The page is assembled from quarterly regulatory filings, specifically the FDIC Institution Directory and Summary of Deposits (2026-09-16). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.

The limits are the usual three: sampling error grows as geography shrinks, published data always trails reality by months or years, and a midpoint says nothing about the extremes at either end of the institution.

Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.

Source: FDIC Institution Directory; FDIC Summary of Deposits; CFPB Consumer Complaint Database. Latest observation 2026-09-16.

Every figure above comes from this bank's own federal record: FDIC BankFind record, cert #35583.

Next steps with Pinnacle Bank