Bank OZK Reviews: Assets, Branches and Rates
Bank OZK is an FDIC-insured bank with $42 billion in assets and 272 branches. Everything below comes from official filings, not marketing claims.
About Bank OZK
Bank OZK is a large regional institution, headquartered in Little Rock, Arkansas. Deposits are insured by the FDIC up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-09-16, not from marketing material.
This bank reports $42 billion in total assets, $34 billion in deposits and 272 locations in 9 states.
Bank OZK locations
Arkansas
All banks in Arkansas- 611 Highway 71 N, Alma, AR 72921
- 1612 Franklin St, Altus, AR 72821
- 409 Main St, Arkadelphia, AR 71923
- 2960 Pine St, Arkadelphia, AR 71923
- 791 W Lancashire Blvd, Bella Vista, AR 72715
- 80 Sugar Creek Ctr, Bella Vista, AR 72714
- 1700 Military Rd, Benton, AR 72015
- 7250 Alcoa Rd, Benton, AR 72015
- 1216 Highway 35 N, Benton, AR 72019
- 405 Sw 14th St, Bentonville, AR 72712
- 1010 Se Walton Blvd, Bentonville, AR 72712
- 5910 Highway 5 N, Bryant, AR 72022
- 615 W Main St, Cabot, AR 72023
- 1144 S Rogers St, Clarksville, AR 72830
- 1750 Highway 65 S, Clinton, AR 72031
- 1104 E Oak St, Conway, AR 72032
- 1745 Old Morrilton Hwy, Conway, AR 72032
- 545 Salem Rd, Conway, AR 72034
- 551 Harkrider St, Conway, AR 72032
- 3474 W Wedington Dr, Fayetteville, AR 72704
- 1549 E Joyce Blvd, Fayetteville, AR 72703
- 2060 N Crossover Rd, Fayetteville, AR 72703
- 8501 Phoenix Ave, Fort Smith, AR 72903
- 5401 Rogers Ave, Fort Smith, AR 72903
Showing 24 of 78 locations in Arkansas.
California
All banks in California- 1999 Avenue Of The Stars, Century City, CA 90067
- 1999 Avenue Of The Stars, Los Angeles, CA 90067
- 1 Embarcadero Ctr, San Francisco, CA 94111
Florida
All banks in Florida- 6542 N Us Highway 41, Apollo Beach, FL 33572
- 17701 Biscayne Blvd, Aventura, FL 33160
- 525 Indian Rocks Rd N, Belleair Bluffs, FL 33770
- 7800 Glades Road, Boca Raton, FL 33434
- 28235 S Tamiami Trl, Bonita Springs, FL 34134
- 6000 State Road 70 E, Bradenton, FL 34203
- 1901 Manatee Ave W, Bradenton, FL 34205
- 3705 53rd Ave E, Bradenton, FL 34203
- 7202 Manatee Ave W, Bradenton, FL 34209
- 61 Hancock Bridge Pkwy W, Cape Coral, FL 33991
- 1645 Se 47th Ter, Cape Coral, FL 33904
- 2175 Nursery Rd, Clearwater, FL 33764
- 1220 Ponce De Leon Blvd, Coral Gables, FL 33134
- 2495 Nw 82nd Ave, Doral, FL 33122
- 550 S Andrews Ave, Fort Lauderdale, FL 33301
- 1565 Red Cedar Dr, Fort Myers, FL 33907
- 5200 Daniels Pkwy, Fort Myers, FL 33912
- 3414 Forum Blvd, Fort Myers, FL 33905
- 12250 San Jose Blvd, Jacksonville, FL 32223
- 9610 Hutchinson Park Dr, Jacksonville, FL 32225
- 6072 Youngerman Cir, Jacksonville, FL 32244
- 3288 3rd St S, Jacksonville Beach, FL 32250
- 2025 Lakewood Ranch Blvd, Lakewood Ranch, FL 34211
- 2632 N Miami Ave, Miami, FL 33127
Showing 24 of 47 locations in Florida.
Georgia
All banks in Georgia- 7450 Adairsville Hwy, Adairsville, GA 30103
- 6304 North Point Parkway, Alpharetta, GA 30022
- 3990 Atlanta Hwy, Athens, GA 30606
- 71 17th Street Nw, Atlanta, GA 30309
- 3215 Peachtree Rd Ne, Atlanta, GA 30305
- 201 17th St Nw, Atlanta, GA 30363
- 5 Main St, Auburn, GA 30011
- 226 S Broad St, Bainbridge, GA 39817
- 271 Highway 515 W, Blairsville, GA 30512
- 150 Orvin Lance Connector, Blue Ridge, GA 30513
- 1252 Virgil Langford Road, Bogart, GA 30622
- 2085 Highway 211 Nw, Braselton, GA 30517
- 900 Atlantic Ave, Bremen, GA 30110
- 1791 Barone Ave Ne, Brookhaven, GA 30329
- 3344 Cypress Mill Rd, Brunswick, GA 31520
- 3559 Business 27, Buchanan, GA 30113
- 3350 Buford Dr, Buford, GA 30519
- 802 N Broad St, Cairo, GA 39828
- 150 Wc Bryant Pkwy, Calhoun, GA 30701
- 134 Keith Dr, Canton, GA 30114
- 201 Maple St, Carrollton, GA 30117
- 100 Tom Reeves Dr, Carrollton, GA 30117
- 950 Joe Frank Harris Pkwy Se, Cartersville, GA 30120
- 601 Henderson Dr, Cartersville, GA 30120
Showing 24 of 73 locations in Georgia.
Mississippi
All banks in Mississippi- 114 W Cherokee St, Brookhaven, MS 39601
North Carolina
All banks in North Carolina- 352 Nc Highway 801 S, Advance, NC 27006
- 1107 S Church St, Asheboro, NC 27203
- 711 Merrimon Avenue, Asheville, NC 28804
- 5800 W Wilkinson Blvd, Belmont, NC 28012
- 1225 Gastonia Hwy, Bessemer City, NC 28016
- 208 North Main Street, Boiling Springs, NC 28017
- 166 Huffman Mill Road, Burlington, NC 27215
- 4200 Park Rd, Charlotte, NC 28209
- 700 E Morehead St, Charlotte, NC 28202
- 660 Penny Ln, Concord, NC 28025
- 19811 W Catawba Ave, Cornelius, NC 28031
- 108 Plaza Dr Ext, Forest City, NC 28043
- 529 S New Hope Rd, Gastonia, NC 28054
- 4075 Nc Highway 49 S, Harrisburg, NC 28075
- 300 W Mountain St, Kings Mountain, NC 28086
- 105 N Main St, Landis, NC 28088
- 103 Piedmont Dr, Lawndale, NC 28090
- 119 W Center St, Lexington, NC 27292
- 2317 E Main St, Lincolnton, NC 28092
- 135 Boxwood Village Dr, Mocksville, NC 27028
- 3701 Lake Boone Trl Ste 2a, Raleigh, NC 27607
- 526 S Lafayette St, Shelby, NC 28150
- 1338 E Dixon Blvd, Shelby, NC 28152
- 106 S Lafayette St, Shelby, NC 28150
Showing 24 of 28 locations in North Carolina.
New York
All banks in New York- 1 Rockefeller Plz Ste 400, New York, NY 10020
Tennessee
All banks in Tennessee- 2227 Gallatin Pike North, Madison, TN 37115
- 424 N Thompson Ln, Murfreesboro, TN 37129
Texas
All banks in Texas- 1054 W Bethany Dr, Allen, TX 75013
- 3520 W. Slaughter Lane, Austin, TX 78749
- 3901a Spicewood Springs Rd, Austin, TX 78759
- 3336 E Hebron Pkwy, Carrollton, TX 75010
- 1861 S Lakeline Blvd, Cedar Park, TX 78613
- 4841 Colleyville Blvd, Colleyville, TX 76034
- 14999 Preston Road, Dallas, TX 75254
- 2323 Cedar Springs Rd, Dallas, TX 75201
- 9728 Greenville Ave, Dallas, TX 75243
- 2821 Fort Worth Ave, Dallas, TX 75211
- 1444 W. University Drive, Denton, TX 76201
- 7900 Crowley Rd, Fort Worth, TX 76134
- 4401 Basswood Blvd, Fort Worth, TX 76137
- 301 East Parkwood Avenue, Friendswood, TX 77546
- 7197 Lebanon Rd, Frisco, TX 75034
- 5178 Preston Rd, Frisco, TX 75034
- 4400 Fm 2181, Hickory Creek, TX 75065
- 4409 Montrose Blvd, Houston, TX 77006
- 5751 Blythewood St, Houston, TX 77021
- 14561 Northwest Freeway, Houston, TX 77040
- 2821 Fm 1960 Road West, Houston, TX 77014
- 1520 Studemont, Houston, TX 77007
- 1503 Eldridge Pkwy, Houston, TX 77077
- 10565 Richmond Ave, Houston, TX 77042
Showing 24 of 39 locations in Texas.
What the Bank OZK reviews figures actually show
Start with one distinction: what we publish for Bank OZK are medians, not averages.
A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Total assets of $42 billion and branch count of 272.
Treat these as a baseline for opening a savings, checking or CD account, not a quote. Your own position depends on details no dataset holds: credit history, the exact street, the specific product on offer this week.
What these numbers mean for savers comparing where to keep their money
Context does most of the work here. A number is only high or low next to something else, so we publish Bank OZK and how it sits inside Arkansas against a wider benchmark on the same measure. Headquarters of Little Rock, Arkansas.
A difference of a few percent is inside the survey's own margin of error. A difference of a quarter or more is real, and it normally reflects the housing mix, the dominant local industries, or how much of the population is retired rather than working.
The useful habit is to pair every figure with the cost it has to cover. Income against rent, loan size against income, price against what the same money buys one county over.
A short checklist before you act
None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.
- Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
- Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
- Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
- Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
- Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
- Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
How Bank OZK compares
Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark Bank OZK against Arkansas and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.
Definitions matter as much as the numbers. Two sources can both publish a "median rent" and mean different things — one including utilities, one not; one covering every unit, one only those recently let. Mixing them produces gaps that look meaningful and are not.
Any measure the source flags as unreliable is dropped rather than smoothed. That is why some pages carry fewer figures than others: the institution itself is thinly sampled.
Common questions
How current is the Bank OZK reviews data?
The figures come from the 2026-09-16 release of the FDIC Institution Directory and Summary of Deposits, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.
Why does another site show a different number for Bank OZK?
Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.
Can I use this for opening a savings, checking or CD account?
As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Total assets of $42 billion.
Method and limitations
The page is assembled from quarterly regulatory filings, specifically the FDIC Institution Directory and Summary of Deposits (2026-09-16). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.
The limits are the usual three: sampling error grows as geography shrinks, published data always trails reality by months or years, and a midpoint says nothing about the extremes at either end of the institution.
Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.
Source: FDIC Institution Directory; FDIC Summary of Deposits; CFPB Consumer Complaint Database. Latest observation 2026-09-16.
Every figure above comes from this bank's own federal record: FDIC BankFind record, cert #110.