Fair Market Rent in McCulloch County, Texas (2026)
The typical household in McCulloch County earns $53,214 a year, comfortably above the $41,800 needed to afford a 2-bedroom apartment at the Fair Market Rent under the 30%-of-income rule.
| Unit size | Fair Market Rent |
|---|---|
| Studio | $812 |
| 1 Bedroom | $863 |
| 2 Bedroom | $1,045 |
| 3 Bedroom | $1,360 |
| 4 Bedroom | $1,538 |
Can you afford to rent here?
Enter your annual household income. We'll use the standard 30%-of-income rule to show which bedroom sizes fit your budget in McCulloch County.
HUD Fair Market Rent vs. Census median rent
Census median rent runs at 78.1% of the HUD 2-bedroom Fair Market Rent in McCulloch County.
Wondering if buying beats renting in McCulloch County?
Compare the local Fair Market Rent to what a mortgage would actually cost you with an agent who knows this market.
Talk to an agentFAQ
What is Fair Market Rent?
Fair Market Rent (FMR) is HUD's official estimate of the rent, plus utilities, for a standard-quality rental unit in McCulloch County. HUD recalculates it every year and uses it to set payment standards for housing choice vouchers.
How much income do you need to afford a 2-bedroom in McCulloch County?
Using the standard rule that rent should not exceed 30% of income, a household needs about $41,800 a year to afford the 2-bedroom Fair Market Rent of $1,045 a month.
How does Fair Market Rent compare to actual median rent?
The Census Bureau's median gross rent for McCulloch County is $816 a month, versus HUD's 2-bedroom Fair Market Rent of $1,045. The two measure different things, so some gap is normal.
Source: HUD Fair Market Rents (FY2026); U.S. Census Bureau, American Community Survey (5-year).