Credit Unions in Kentucky

Credit unions near me in Kentucky: 174 branches sit in cities we publish, about 3.9 per 100,000 residents. These locations come from the NCUA quarterly call report, the credit union equivalent of the FDIC file, so every institution listed is federally insured.

Cities in Kentucky

louisville64lexington25ashland10owensboro9bowling green8paducah8florence5frankfort4henderson4shepherdsville4mayfield3middlesboro3nicholasville3radcliff3bardstown3georgetown3glasgow3hopkinsville3london3elizabethtown3madisonville3

Only cities with at least three branches on record are published.

What to check in Kentucky

  1. 1Check the field of membership. Credit unions serve a defined group — an employer, a county, a church, sometimes anyone who joins an associated charity.
  2. 2Compare loan rates, not just savings rates. Credit unions are most often cheaper on auto and personal loans.
  3. 3Confirm the shared-branching network. Many credit unions let you transact at other credit unions' branches.
  4. 4Insurance is NCUA rather than FDIC, at the same $250,000 limit.

Official registers

These are the authoritative sources. We link to them rather than copying them, so you always see the current record.

Cheaper loans are only part of the picture

Where you bank matters less than what you do with the money. Get a second opinion on the plan.

Get matched with an advisor

Editorial disclosure — Some companies listed here are commercial brands. We select them editorially from public regulatory data and are never paid for placement or ranking. Read our full disclosure.

Frequently asked questions

Can anyone join a credit union?

Not automatically. Each one has a field of membership, though many now include a low-cost association route that opens eligibility to anyone.

Are credit union deposits insured?

Federally insured credit unions are covered by the NCUA Share Insurance Fund to $250,000 per member, per ownership category.

Methodology

Locations come from the federal institution files: the FDIC office file for banks and the NCUA call report for credit unions. Nothing here is scraped from a map product.

Cities with fewer than three locations on record are not published, because a page listing one address is not a useful comparison.

Density per 100,000 residents crosses the location count with Census population for the state.

Sources: FDIC institution and office files; NCUA call report; US Census Bureau. American Community Survey 5-year estimates, 2022.

All Kentucky money data