ATM in Montana

ATM near me in Montana: 269 branch locations sit in cities we publish, about 24.6 per 100,000 residents. No public register of individual cash machines exists. What does exist is the FDIC branch file, and branch sites are where in-network ATMs are almost always found — so that is what we list, and we say so plainly.

Cities in Montana

billings41bozeman28missoula28helena23kalispell22great falls17hamilton9butte8whitefish6miles city5polson5livingston5lewistown5sidney4stevensville4glasgow4conrad4belgrade4havre4plentywood4three forks3deer lodge3anaconda3dillon3eureka3columbia falls3bigfork3big timber3laurel3malta3manhattan3plains3ronan3

Only cities with at least three branch locations on record are published.

What to check in Montana

  1. 1Use your own bank's network. Out-of-network withdrawals usually carry two fees: the operator's and your own bank's.
  2. 2Check whether your account reimburses ATM fees. Many online banks refund a monthly allowance.
  3. 3Decline the conversion when a machine offers to charge you in your own currency abroad — the exchange rate is set by the operator.
  4. 4Withdraw larger amounts less often. The fee is per transaction, not per dollar.

Official registers

These are the authoritative sources. We link to them rather than copying them, so you always see the current record.

  • FDIC BankFind

    Confirms which insured bank operates a given branch site.

Fees are small. The habits behind them are not.

If cash withdrawals are how the budget gets away from you, a written plan fixes more than a fee refund.

Get matched with an advisor

Editorial disclosure — Some companies listed here are commercial brands. We select them editorially from public regulatory data and are never paid for placement or ranking. Read our full disclosure.

Frequently asked questions

Is there a national ATM database?

No public one. This page lists FDIC-registered branch locations, which is where in-network machines are normally sited, and does not claim to list every cash machine.

How much does an out-of-network ATM cost?

Typically a surcharge from the machine operator plus a separate fee from your own bank, so a small withdrawal can cost several percent.

Methodology

Locations come from the federal institution files: the FDIC office file for banks and the NCUA call report for credit unions. Nothing here is scraped from a map product.

Cities with fewer than three locations on record are not published, because a page listing one address is not a useful comparison.

Density per 100,000 residents crosses the location count with Census population for the state.

Sources: FDIC institution and office files; NCUA call report; US Census Bureau. American Community Survey 5-year estimates, 2022.

All Montana money data