Housing affordability index in Wisconsin
Housing affordability index in Wisconsin: puts one number on the housing question: 19.9% of the state's median household income goes to principal and interest on a median-priced home at today's rate.
30-year fixed rate used: 6.76% (observed 2026-09-10, FRED MORTGAGE30US).
Share of income
19.9%
principal + interest
Monthly payment
$1,217
on a $234,368 home
Median income
$73,510
households, ACS 5-year
| Rank | County | Share of income | Monthly P&I |
|---|---|---|---|
| 1 | Dane County | 25.4% | $1,781 |
| 2 | Vilas County | 25% | $1,328 |
| 3 | Door County | 25% | $1,420 |
| 4 | Ozaukee County | 23.3% | $1,791 |
| 5 | Sawyer County | 22.8% | $1,094 |
| 6 | Waukesha County | 21.6% | $1,831 |
| 7 | Walworth County | 21.1% | $1,321 |
| 8 | Milwaukee County | 21% | $1,039 |
| 9 | Washburn County | 21% | $1,023 |
| 10 | Pierce County | 20.9% | $1,448 |
| 11 | Burnett County | 20.7% | $1,043 |
| 12 | St. Croix County | 20.6% | $1,682 |
| 13 | La Crosse County | 20.5% | $1,177 |
| 14 | Oneida County | 20.2% | $1,115 |
| 15 | Eau Claire County | 20.1% | $1,176 |
| 16 | Washington County | 19.9% | $1,523 |
| 17 | Bayfield County | 19.9% | $1,115 |
| 18 | Marquette County | 19.8% | $984 |
| 19 | Racine County | 19.4% | $1,176 |
| 20 | Sauk County | 19.4% | $1,182 |
| 21 | Jefferson County | 19.3% | $1,238 |
| 22 | Barron County | 19.2% | $948 |
| 23 | Chippewa County | 19.2% | $1,118 |
| 24 | Columbia County | 19.2% | $1,265 |
| 25 | Kenosha County | 19.1% | $1,219 |
| 26 | Brown County | 19.1% | $1,176 |
| 27 | Adams County | 19% | $875 |
| 28 | Dunn County | 19% | $1,101 |
| 29 | Portage County | 18.8% | $1,115 |
| 30 | Polk County | 18.7% | $1,157 |
| 31 | Vernon County | 18.4% | $1,001 |
| 32 | Iowa County | 18.2% | $1,201 |
| 33 | Sheboygan County | 18% | $1,033 |
| 34 | Forest County | 18% | $832 |
| 35 | Waushara County | 17.9% | $908 |
| 36 | Green County | 17.8% | $1,127 |
| 37 | Outagamie County | 17.7% | $1,164 |
| 38 | Buffalo County | 17.7% | $950 |
| 39 | Trempealeau County | 17.6% | $1,006 |
| 40 | Green Lake County | 17.5% | $967 |
| 41 | Dodge County | 17.5% | $1,044 |
| 42 | Monroe County | 17.3% | $956 |
| 43 | Calumet County | 17.3% | $1,215 |
| 44 | Fond du Lac County | 17.3% | $1,017 |
| 45 | Taylor County | 17.1% | $877 |
| 46 | Grant County | 17% | $901 |
| 47 | Rock County | 17% | $1,002 |
| 48 | Winnebago County | 17% | $990 |
| 49 | Florence County | 17% | $823 |
| 50 | Douglas County | 16.9% | $908 |
| 51 | Marathon County | 16.6% | $1,010 |
| 52 | Oconto County | 16.5% | $1,014 |
| 53 | Jackson County | 16.4% | $883 |
| 54 | Crawford County | 16.4% | $833 |
| 55 | Richland County | 16.2% | $839 |
| 56 | Iron County | 16.1% | $748 |
| 57 | Waupaca County | 16.1% | $927 |
| 58 | Lincoln County | 15.9% | $850 |
| 59 | Shawano County | 15.9% | $867 |
| 60 | Ashland County | 15.7% | $745 |
| 61 | Pepin County | 15.7% | $927 |
| 62 | Rusk County | 15.7% | $752 |
| 63 | Langlade County | 15.6% | $717 |
| 64 | Kewaunee County | 15.4% | $995 |
| 65 | Wood County | 15.4% | $813 |
| 66 | Price County | 15.2% | $708 |
| 67 | Juneau County | 15.1% | $798 |
| 68 | Manitowoc County | 15.1% | $833 |
| 69 | Clark County | 15.1% | $795 |
| 70 | Lafayette County | 15% | $866 |
| 71 | Marinette County | 14.7% | $739 |
| 72 | Menominee County | 10.5% | $542 |
Methodology
Every county figure for Wisconsin uses the county's own median home value and median household income from the Census American Community Survey 5-year estimates, a 20% deposit, and the current 30-year fixed rate from FRED (MORTGAGE30US) amortised over 30 years.
The share shown is annualised principal and interest divided by median household income. Property tax, insurance and HOA dues are excluded so the comparison between counties stays like-for-like.
Counties without both a published home value and a published income are left out entirely rather than filled with an estimate, so the table is shorter than the county list in some states.
Sources: FRED series MORTGAGE30US, Freddie Mac Primary Mortgage Market Survey; U.S. Census Bureau, American Community Survey 5-year estimates. American Community Survey 5-year estimates, 2022.