Housing affordability index in Nebraska

Housing affordability index in Nebraska: puts one number on the housing question: 17.6% of the state's median household income goes to principal and interest on a median-priced home at today's rate.

30-year fixed rate used: 6.76% (observed 2026-09-10, FRED MORTGAGE30US).

Share of income

17.6%

principal + interest

Monthly payment

$1,068

on a $205,625 home

Median income

$72,872

households, ACS 5-year

Housing affordability index in Nebraska: counties ranked, least affordable first
RankCountyShare of incomeMonthly P&I
1Lancaster County21.2%$1,246
2Buffalo County19.4%$1,135
3Sioux County19.3%$820
4Chase County19.2%$919
5Madison County19.1%$972
6Hall County18.7%$991
7Douglas County18.6%$1,181
8Washington County18.5%$1,381
9Banner County17.4%$905
10Platte County17.4%$1,017
11Merrick County17.2%$827
12Hamilton County17.1%$1,045
13Kearney County17.1%$1,055
14Sarpy County17.1%$1,366
15Adams County16.9%$864
16Wayne County16.9%$915
17Cass County16.7%$1,217
18Keith County16.6%$825
19Lincoln County16.6%$872
20Dawes County16.5%$738
21Saunders County16.3%$1,146
22Seward County16.3%$1,084
23Gage County16.2%$808
24Howard County16%$943
25Pierce County15.9%$869
26Dodge County15.8%$877
27Gosper County15.6%$998
28Scotts Bluff County15.6%$782
29Red Willow County15.5%$752
30Arthur County15.4%$853
31Boone County15.4%$859
32Phelps County15.4%$838
33Dakota County15%$824
34Box Butte County14.8%$839
35Otoe County14.7%$896
36Cuming County14.5%$831
37Loup County14.5%$605
38Perkins County14.5%$744
39Polk County14.1%$793
40Burt County14%$639
41Holt County14%$773
42Stanton County14%$888
43Cedar County13.9%$835
44Cherry County13.7%$713
45Saline County13.7%$809
46York County13.7%$834
47Cheyenne County13.5%$609
48Custer County13.3%$693
49Jefferson County13.3%$606
50Harlan County13.1%$705
51Nemaha County12.9%$614
52Dixon County12.7%$641
53Brown County12.6%$466
54Dawson County12.6%$711
55Valley County12.6%$653
56Thomas County12.5%$730
57Butler County12.4%$781
58Frontier County12.3%$647
59Garden County12.1%$476
60Garfield County11.9%$641
61Morrill County11.7%$559
62Dundy County11.6%$571
63Sherman County11.6%$584
64Knox County11.5%$585
65Johnson County11.4%$609
66Hooker County11.3%$407
67McPherson County11.3%$547
68Sheridan County11.3%$503
69Nance County11.2%$561
70Logan County11.1%$642
71Richardson County11.1%$465
72Hayes County11%$544
73Clay County10.9%$673
74Hitchcock County10.8%$444
75Kimball County10.8%$480
76Franklin County10.7%$496
77Wheeler County10.7%$527
78Fillmore County10.6%$637
79Keya Paha County10.6%$566
80Antelope County10.5%$543
81Boyd County10.4%$494
82Blaine County10.3%$445
83Greeley County10.1%$443
84Grant County10%$541
85Deuel County9.7%$477
86Rock County9.5%$453
87Thayer County9.5%$476
88Webster County9.2%$482
89Colfax County9.1%$537
90Furnas County9.1%$445
91Thurston County8.8%$467
92Nuckolls County8.4%$460
93Pawnee County8.3%$384

Methodology

Every county figure for Nebraska uses the county's own median home value and median household income from the Census American Community Survey 5-year estimates, a 20% deposit, and the current 30-year fixed rate from FRED (MORTGAGE30US) amortised over 30 years.

The share shown is annualised principal and interest divided by median household income. Property tax, insurance and HOA dues are excluded so the comparison between counties stays like-for-like.

Counties without both a published home value and a published income are left out entirely rather than filled with an estimate, so the table is shorter than the county list in some states.

Sources: FRED series MORTGAGE30US, Freddie Mac Primary Mortgage Market Survey; U.S. Census Bureau, American Community Survey 5-year estimates. American Community Survey 5-year estimates, 2022.