Housing affordability index in Mississippi

Housing affordability index in Mississippi: puts one number on the housing question: 17.5% of the state's median household income goes to principal and interest on a median-priced home at today's rate.

30-year fixed rate used: 6.76% (observed 2026-09-10, FRED MORTGAGE30US).

Share of income

17.5%

principal + interest

Monthly payment

$788

on a $151,687 home

Median income

$53,929

households, ACS 5-year

Housing affordability index in Mississippi: counties ranked, least affordable first
RankCountyShare of incomeMonthly P&I
1Issaquena County33.5%$500
2Oktibbeha County30.6%$1,097
3Lafayette County25.3%$1,261
4Tunica County22.6%$783
5Harrison County20.9%$961
6Madison County20.9%$1,375
7Bolivar County19.5%$614
8Hancock County19.3%$1,025
9Pearl River County19.3%$871
10Lamar County19.2%$1,089
11George County19.1%$817
12Walthall County19.1%$591
13Clay County18.4%$574
14Stone County18.3%$854
15Forrest County18.2%$748
16Hinds County18.2%$735
17Marshall County18.2%$781
18Lowndes County18%$807
19Pike County18%$602
20Leflore County17.9%$494
21DeSoto County17.8%$1,182
22Grenada County17.7%$676
23Yazoo County17.5%$612
24Sunflower County17.3%$539
25Lincoln County17%$665
26Marion County16.9%$541
27Jackson County16.8%$840
28Tishomingo County16.8%$639
29Lee County16.7%$898
30Adams County16.6%$516
31Lauderdale County16.6%$633
32Rankin County16.6%$1,056
33Tate County16.6%$850
34Alcorn County16.4%$653
35Montgomery County16.4%$504
36Warren County16.4%$738
37Amite County16.3%$475
38Perry County16.3%$657
39Union County16.1%$753
40Holmes County16%$384
41Wayne County15.9%$463
42Lawrence County15.8%$542
43Jasper County15.7%$573
44Pontotoc County15.7%$710
45Humphreys County15.6%$415
46Benton County15.5%$500
47Choctaw County15.5%$541
48Carroll County15.3%$539
49Tippah County15.2%$608
50Jefferson County15.1%$397
51Jones County15.1%$624
52Panola County15.1%$601
53Washington County15.1%$483
54Winston County15.1%$572
55Jefferson Davis County15%$456
56Tallahatchie County14.7%$433
57Coahoma County14.6%$438
58Attala County14.5%$515
59Smith County14.4%$624
60Claiborne County14.3%$408
61Wilkinson County14%$408
62Chickasaw County13.6%$457
63Franklin County13.6%$500
64Prentiss County13.6%$583
65Clarke County13.4%$516
66Sharkey County13.4%$458
67Monroe County13.3%$569
68Leake County13.2%$513
69Quitman County13.1%$340
70Kemper County13%$464
71Newton County12.8%$524
72Simpson County12.8%$543
73Noxubee County12.5%$441
74Yalobusha County12.5%$489
75Copiah County12.4%$486
76Itawamba County12.4%$594
77Neshoba County12.4%$490
78Greene County12.2%$506
79Webster County12.1%$559
80Covington County11.9%$398
81Calhoun County11.6%$431
82Scott County11.3%$422

Methodology

Every county figure for Mississippi uses the county's own median home value and median household income from the Census American Community Survey 5-year estimates, a 20% deposit, and the current 30-year fixed rate from FRED (MORTGAGE30US) amortised over 30 years.

The share shown is annualised principal and interest divided by median household income. Property tax, insurance and HOA dues are excluded so the comparison between counties stays like-for-like.

Counties without both a published home value and a published income are left out entirely rather than filled with an estimate, so the table is shorter than the county list in some states.

Sources: FRED series MORTGAGE30US, Freddie Mac Primary Mortgage Market Survey; U.S. Census Bureau, American Community Survey 5-year estimates. American Community Survey 5-year estimates, 2022.