Housing affordability index in Kansas

Housing affordability index in Kansas: puts one number on the housing question: 17.2% of the state's median household income goes to principal and interest on a median-priced home at today's rate.

30-year fixed rate used: 6.76% (observed 2026-09-10, FRED MORTGAGE30US).

Share of income

17.2%

principal + interest

Monthly payment

$1,034

on a $198,990 home

Median income

$72,048

households, ACS 5-year

Housing affordability index in Kansas: counties ranked, least affordable first
RankCountyShare of incomeMonthly P&I
1Riley County25.6%$1,200
2Douglas County24.5%$1,348
3Ellis County20.8%$1,034
4Johnson County20.6%$1,783
5Scott County19.4%$863
6Miami County18.4%$1,315
7Leavenworth County17.8%$1,251
8Geary County17.5%$844
9Saline County16.9%$841
10Sedgwick County16.8%$913
11Finney County16.7%$955
12Linn County16.3%$770
13Pottawatomie County16.2%$1,151
14Jefferson County16.1%$1,002
15Franklin County16%$912
16McPherson County15.8%$940
17Shawnee County15.7%$831
18Wabaunsee County15.1%$881
19Wyandotte County15.1%$726
20Jackson County15%$878
21Lyon County15%$707
22Nemaha County14.9%$906
23Clay County14.7%$710
24Butler County14.6%$944
25Crawford County14.3%$593
26Thomas County14.2%$859
27Harvey County14.1%$832
28Atchison County13.9%$641
29Seward County13.7%$654
30Cheyenne County13.6%$596
31Dickinson County13.6%$712
32Gray County13.6%$844
33Morris County13.2%$580
34Ottawa County13.2%$820
35Anderson County13.1%$736
36Kearny County13%$744
37Norton County13%$570
38Osage County13%$719
39Barton County12.9%$588
40Chase County12.9%$563
41Reno County12.9%$619
42Russell County12.9%$538
43Sheridan County12.6%$701
44Sherman County12.6%$644
45Hamilton County12.4%$607
46Haskell County12.4%$688
47Stevens County12.3%$695
48Sumner County12.2%$605
49Brown County12.1%$565
50Coffey County12.1%$681
51Marion County11.9%$596
52Gove County11.8%$586
53Cowley County11.6%$540
54Graham County11.6%$454
55Meade County11.6%$714
56Ellsworth County11.4%$568
57Neosho County11.3%$516
58Lincoln County11.2%$489
59Pratt County11.2%$577
60Cloud County11.1%$473
61Ford County11.1%$631
62Washington County11.1%$551
63Doniphan County10.9%$605
64Grant County10.9%$768
65Marshall County10.9%$583
66Montgomery County10.9%$469
67Rawlins County10.9%$564
68Allen County10.8%$497
69Kiowa County10.8%$632
70Pawnee County10.8%$487
71Bourbon County10.7%$497
72Cherokee County10.7%$477
73Labette County10.5%$491
74Woodson County10.5%$443
75Wallace County10.4%$500
76Greeley County10.3%$601
77Logan County10.3%$603
78Morton County10.3%$499
79Phillips County10.3%$496
80Smith County10.3%$436
81Wilson County10.3%$476
82Kingman County10.2%$506
83Mitchell County10%$523
84Stafford County10%$499
85Lane County9.8%$427
86Barber County9.7%$433
87Decatur County9.6%$395
88Harper County9.5%$421
89Rice County9.3%$456
90Trego County9.2%$597
91Rooks County9%$458
92Rush County8.7%$389
93Wichita County8.7%$502
94Osborne County8.6%$419
95Hodgeman County8.5%$447
96Clark County8.4%$408
97Republic County8.1%$369
98Comanche County8%$331
99Greenwood County7.8%$337
100Edwards County7.7%$340
101Jewell County7.7%$303
102Ness County7.7%$418
103Chautauqua County7.1%$303
104Elk County7.1%$297
105Stanton County7%$384

Methodology

Every county figure for Kansas uses the county's own median home value and median household income from the Census American Community Survey 5-year estimates, a 20% deposit, and the current 30-year fixed rate from FRED (MORTGAGE30US) amortised over 30 years.

The share shown is annualised principal and interest divided by median household income. Property tax, insurance and HOA dues are excluded so the comparison between counties stays like-for-like.

Counties without both a published home value and a published income are left out entirely rather than filled with an estimate, so the table is shorter than the county list in some states.

Sources: FRED series MORTGAGE30US, Freddie Mac Primary Mortgage Market Survey; U.S. Census Bureau, American Community Survey 5-year estimates. American Community Survey 5-year estimates, 2022.