Housing affordability index in Alaska
Housing affordability index in Alaska: puts one number on the housing question: 22.4% of the state's median household income goes to principal and interest on a median-priced home at today's rate.
30-year fixed rate used: 6.76% (observed 2026-09-10, FRED MORTGAGE30US).
Share of income
22.4%
principal + interest
Monthly payment
$1,619
on a $311,628 home
Median income
$86,775
households, ACS 5-year
| Rank | County | Share of income | Monthly P&I |
|---|---|---|---|
| 1 | Skagway Municipality | 34% | $2,256 |
| 2 | Wrangell City and Borough | 28% | $1,422 |
| 3 | Sitka City and Borough | 27.8% | $2,206 |
| 4 | Ketchikan Gateway Borough | 27.2% | $1,875 |
| 5 | Haines Borough | 26.4% | $1,502 |
| 6 | Juneau City and Borough | 26.3% | $2,102 |
| 7 | Hoonah-Angoon Census Area | 24.4% | $1,266 |
| 8 | Kodiak Island Borough | 24.3% | $1,844 |
| 9 | Anchorage Municipality | 23.7% | $1,890 |
| 10 | Aleutians West Census Area | 23.3% | $1,959 |
| 11 | Kenai Peninsula Borough | 23% | $1,459 |
| 12 | Petersburg Borough | 22.4% | $1,453 |
| 13 | Prince of Wales-Hyder Census Area | 22.3% | $1,147 |
| 14 | Chugach Census Area | 21.6% | $1,495 |
| 15 | Matanuska-Susitna Borough | 21.4% | $1,542 |
| 16 | Fairbanks North Star Borough | 21.1% | $1,438 |
| 17 | Copper River Census Area | 20.8% | $1,221 |
| 18 | Southeast Fairbanks Census Area | 18.4% | $1,154 |
| 19 | Lake and Peninsula Borough | 16.9% | $867 |
| 20 | Bristol Bay Borough | 16.8% | $1,316 |
| 21 | Denali Borough | 16.2% | $1,179 |
| 22 | Nome Census Area | 16.1% | $942 |
| 23 | Dillingham Census Area | 15.1% | $871 |
| 24 | North Slope Borough | 14.5% | $1,007 |
| 25 | Aleutians East Borough | 12.8% | $852 |
| 26 | Yakutat City and Borough | 12.3% | $790 |
| 27 | Kusilvak Census Area | 12% | $427 |
| 28 | Northwest Arctic Borough | 11.8% | $765 |
| 29 | Bethel Census Area | 11.7% | $626 |
| 30 | Yukon-Koyukuk Census Area | 11.3% | $450 |
Methodology
Every county figure for Alaska uses the county's own median home value and median household income from the Census American Community Survey 5-year estimates, a 20% deposit, and the current 30-year fixed rate from FRED (MORTGAGE30US) amortised over 30 years.
The share shown is annualised principal and interest divided by median household income. Property tax, insurance and HOA dues are excluded so the comparison between counties stays like-for-like.
Counties without both a published home value and a published income are left out entirely rather than filled with an estimate, so the table is shorter than the county list in some states.
Sources: FRED series MORTGAGE30US, Freddie Mac Primary Mortgage Market Survey; U.S. Census Bureau, American Community Survey 5-year estimates. American Community Survey 5-year estimates, 2022.