Trenton Nj Firemen Credit Union Reviews: Members, Assets and

Trenton Nj Firemen Credit Union is an NCUA-insured credit union serving 785 members, with $4 million in assets and 2 branches. All figures come from its quarterly Call Report.

Total assets
$4 million
Total deposits
$4 million
Members
785
Founded
1,942

About Trenton Nj Firemen Credit Union

Trenton Nj Firemen Credit Union is a small community institution, headquartered in Trenton, New Jersey. Deposits are insured by the NCUA up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-03-31, not from marketing material.

This credit union reports $4 million in total assets, $4 million in deposits and 2 locations in 1 state. It serves 785 members.

Trenton Nj Firemen Credit Union locations

  • 801 Kuser Rd, Hamilton, NJ 08619
  • 244 Perry St, Trenton, NJ 08618

What the Trenton Nj Firemen Credit Union reviews figures actually show

The numbers published here for Trenton Nj Firemen Credit Union are medians — the midpoint of the distribution rather than the mean.

A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Members of 785 and total assets of $4 million.

Treat these as a baseline for opening a savings, checking or CD account, not a quote. Your own position depends on details no dataset holds: credit history, the exact street, the specific product on offer this week.

Why the spread around Trenton Nj Firemen Credit Union matters

Context does most of the work here. A number is only high or low next to something else, so we publish Trenton Nj Firemen Credit Union and how it sits inside New Jersey against a wider benchmark on the same measure. Branch count of 2 and headquarters of Trenton, New Jersey.

A difference of a few percent is inside the survey's own margin of error. A difference of a quarter or more is real, and it normally reflects the housing mix, the dominant local industries, or how much of the population is retired rather than working.

That is why a single figure should never carry a decision on its own. Read two or three measures together — what comes in, what housing costs, what is left — and the picture stops being ambiguous.

Where Trenton Nj Firemen Credit Union sits against the wider market

Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark Trenton Nj Firemen Credit Union against New Jersey and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.

Definitions matter as much as the numbers. Two sources can both publish a "median rent" and mean different things — one including utilities, one not; one covering every unit, one only those recently let. Mixing them produces gaps that look meaningful and are not.

Any measure the source flags as unreliable is dropped rather than smoothed. That is why some pages carry fewer figures than others: the institution itself is thinly sampled.

A short checklist before you act

None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.

  • Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
  • Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
  • Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
  • Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
  • Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
  • Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.

Frequently asked questions about Trenton Nj Firemen Credit Union

How current is the Trenton Nj Firemen Credit Union reviews data?

The figures come from the 2026-03-31 release of the NCUA Quarterly Call Report, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.

Why does another site show a different number for Trenton Nj Firemen Credit Union?

Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.

Can I use this for opening a savings, checking or CD account?

As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Members of 785.

Method and limitations

The page is assembled from quarterly regulatory filings, specifically the NCUA Quarterly Call Report (2026-03-31). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.

The limits are the usual three: sampling error grows as geography shrinks, published data always trails reality by months or years, and a midpoint says nothing about the extremes at either end of the institution.

Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.

Source: NCUA Quarterly Call Report; NCUA Credit Union Branch Information. Latest observation 2026-03-31.

Every figure above comes from this credit union's own federal record: NCUA record, charter #4906.

Next steps with Trenton Nj Firemen Credit Union