Credit Union Profile: Nusenda Credit Union Reviews

Nusenda Credit Union is an NCUA-insured credit union serving 295,895 members, with $5.0 billion in assets and 32 branches. All figures come from its quarterly Call Report.

Total assets
$5.0 billion
Total deposits
$4.4 billion
Members
295,895
Founded
1,936

About Nusenda Credit Union

Nusenda Credit Union is a mid-sized institution, headquartered in Albuquerque, New Mexico. Deposits are insured by the NCUA up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-03-31, not from marketing material.

This credit union reports $5.0 billion in total assets, $4.4 billion in deposits and 32 locations in 2 states. It serves 295,895 members.

Nusenda Credit Union locations

  • 4100 Pan American Fwy Ne, Albuquerque, NM 87107
  • 10090 Coors Blvd Nw, Albuquerque, NM 87114
  • 3205 Coors Blvd Nw, Albuquerque, NM 87120
  • 6501 Indian School Rd Ne, Albuquerque, NM 87110
  • 1 University Of New Mexico, Albuquerque, NM 87131
  • 3600 Coors Blvd Sw, Albuquerque, NM 87121
  • 1801 Lomas Blvd Ne, Albuquerque, NM 87106
  • 8321 Palomas Ave Ne, Albuquerque, NM 87109
  • 2801 Juan Tabo Blvd Ne, Albuquerque, NM 87112
  • 6125 4th St Nw, Albuquerque, NM 87107
  • 120 98th St Nw Ste C2, Albuquerque, NM 87121
  • 401 Eubank Blvd Se, Albuquerque, NM 87123
  • 7530 Montgomery Blvd Ne, Albuquerque, NM 87109
  • 7644 Jefferson St Ne, Albuquerque, NM 87109
  • 108 W Maple St, Deming, NM 88030
  • 230 S Alameda Blvd, Las Cruces, NM 88005
  • 1600 International Mall, Las Cruces, NM 88003
  • 4161 White Sage Arc, Las Cruces, NM 88011
  • 1715 E University Ave, Las Cruces, NM 88001
  • 320 Main St Nw, Los Lunas, NM 87031
  • 7840 Enchanted Hills Blvd Ne, Rio Rancho, NM 87144
  • 2001 Unser Blvd Se, Rio Rancho, NM 87124
  • 5621 Herrera Dr, Santa Fe, NM 87507
  • 1710 Saint Michaels Dr, Santa Fe, NM 87505

Showing 24 of 27 locations in New Mexico.

  • 7015 N Mesa St, El Paso, TX 79912
  • 12320 Eastlake Blvd Ste 106, El Paso, TX 79928
  • 6068 Gateway Blvd E, El Paso, TX 79905
  • 4849 N Mesa St, El Paso, TX 79912
  • 1790 N Lee Trevino Dr Ste 100, El Paso, TX 79936

Reading the Nusenda Credit Union reviews data on this page

Start with one distinction: what we publish for Nusenda Credit Union are medians, not averages.

A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Members of 295,895 and total assets of $5.0 billion.

Treat these as a baseline for opening a savings, checking or CD account, not a quote. Your own position depends on details no dataset holds: credit history, the exact street, the specific product on offer this week.

Turning the Nusenda Credit Union data into a decision

Context does most of the work here. A number is only high or low next to something else, so we publish Nusenda Credit Union and how it sits inside New Mexico against a wider benchmark on the same measure. Branch count of 32 and headquarters of Albuquerque, New Mexico.

Gaps of a few percent are noise. Gaps of twenty or thirty percent are structural, and they usually trace back to something concrete: the mix of housing stock, how many households are renting rather than owning, the local employer base, or how far the nearest metro area is.

Read the measures as a set. Income on its own says little; income next to housing cost and next to what similar households pay elsewhere says a great deal.

Putting Nusenda Credit Union next to the alternatives

Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark Nusenda Credit Union against New Mexico and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.

Definitions matter as much as the numbers. Two sources can both publish a "median rent" and mean different things — one including utilities, one not; one covering every unit, one only those recently let. Mixing them produces gaps that look meaningful and are not.

When the underlying sample is too small for a reliable estimate, we publish nothing for that measure rather than modelling a plausible-looking figure. Fewer numbers you can trust beats more you cannot.

What to check before you commit

None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.

  • Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
  • Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
  • Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
  • Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
  • Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
  • Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.

Frequently asked questions about Nusenda Credit Union

How current is the Nusenda Credit Union reviews data?

The figures come from the 2026-03-31 release of the NCUA Quarterly Call Report, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.

Why does another site show a different number for Nusenda Credit Union?

Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.

Can I use this for opening a savings, checking or CD account?

As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Members of 295,895.

How we built this page

The page is assembled from quarterly regulatory filings, specifically the NCUA Quarterly Call Report (2026-03-31). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.

Be aware of what the data cannot do. Small-area estimates are noisier than headline national ones, every source reports on a delay, and no median describes the outliers that people most often remember.

Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.

Source: NCUA Quarterly Call Report; NCUA Credit Union Branch Information. Latest observation 2026-03-31.

Every figure above comes from this credit union's own federal record: NCUA record, charter #948.

Next steps with Nusenda Credit Union