Jackson County Co-Op Credit Union Reviews: Members, Assets

Jackson County Co-Op Credit Union is an NCUA-insured credit union serving 1,067 members, with $31 million in assets and 1 branches. All figures come from its quarterly Call Report.

Total assets
$31 million
Total deposits
$26 million
Members
1,067
Founded
1,955

About Jackson County Co-Op Credit Union

Jackson County Co-Op Credit Union is a small community institution, headquartered in Seymour, Indiana. Deposits are insured by the NCUA up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-03-31, not from marketing material.

This credit union reports $31 million in total assets, $26 million in deposits and 1 location in 1 state. It serves 1,067 members.

Jackson County Co-Op Credit Union locations

  • 705 W 2nd St, Seymour, IN 47274

What the Jackson County Co-Op Credit Union reviews figures actually show

Start with one distinction: what we publish for Jackson County Co-Op Credit Union are medians, not averages.

A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Members of 1,067 and total assets of $31 million.

Treat these as a baseline for opening a savings, checking or CD account, not a quote. Your own position depends on details no dataset holds: credit history, the exact street, the specific product on offer this week.

Why the spread around Jackson County Co-Op Credit Union matters

Context does most of the work here. A number is only high or low next to something else, so we publish Jackson County Co-Op Credit Union and how it sits inside Indiana against a wider benchmark on the same measure. Branch count of 1 and headquarters of Seymour, Indiana.

Small gaps tell you nothing — sampling error alone can produce them. Large gaps almost always have a physical cause: the age of the housing stock, commuting distance, the balance between renters and owners, or a single large employer setting local pay.

Read the measures as a set. Income on its own says little; income next to housing cost and next to what similar households pay elsewhere says a great deal.

A short checklist before you act

None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.

  • Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
  • Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
  • Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
  • Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
  • Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
  • Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.

Putting Jackson County Co-Op Credit Union next to the alternatives

Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark Jackson County Co-Op Credit Union against Indiana and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.

Definitions matter as much as the numbers. Two sources can both publish a "median rent" and mean different things — one including utilities, one not; one covering every unit, one only those recently let. Mixing them produces gaps that look meaningful and are not.

When the underlying sample is too small for a reliable estimate, we publish nothing for that measure rather than modelling a plausible-looking figure. Fewer numbers you can trust beats more you cannot.

Questions people ask about Jackson County Co-Op Credit Union

How current is the Jackson County Co-Op Credit Union reviews data?

The figures come from the 2026-03-31 release of the NCUA Quarterly Call Report, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.

Why does another site show a different number for Jackson County Co-Op Credit Union?

Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.

Can I use this for opening a savings, checking or CD account?

As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Members of 1,067.

Sources, method and limits

The page is assembled from quarterly regulatory filings, specifically the NCUA Quarterly Call Report (2026-03-31). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.

Be aware of what the data cannot do. Small-area estimates are noisier than headline national ones, every source reports on a delay, and no median describes the outliers that people most often remember.

Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.

Source: NCUA Quarterly Call Report; NCUA Credit Union Branch Information. Latest observation 2026-03-31.

Every figure above comes from this credit union's own federal record: NCUA record, charter #97063.

Next steps with Jackson County Co-Op Credit Union