WaFd Bank Reviews: Assets, Branches and Rates
WaFd Bank is an FDIC-insured bank with $28 billion in assets and 177 branches. Everything below comes from official filings, not marketing claims.
About WaFd Bank
WaFd Bank is a large regional institution, headquartered in Seattle, Washington. Deposits are insured by the FDIC up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-09-16, not from marketing material.
This bank reports $28 billion in total assets, $21 billion in deposits and 177 locations in 8 states.
WaFd Bank locations
Arizona
All banks in Arizona- 149 W 4th St, Benson, AZ 85602
- 10 Bisbee Rd, Bisbee, AZ 85603
- 1001 N G Ave, Douglas, AZ 85607
- 675 S Cooper Rd, Gilbert, AZ 85233
- 6895 W Bell Rd, Glendale, AZ 85308
- 996 N Broad St, Globe, AZ 85501
- 1744 N Litchfield Rd, Goodyear, AZ 85395
- 303 W Esperanza Blvd, Green Valley, AZ 85614
- 5852 E Mckellips Rd, Mesa, AZ 85215
- 6835 E Baseline Rd, Mesa, AZ 85209
- 298 W Mariposa Rd, Nogales, AZ 85621
- 213 S Beeline Hwy, Payson, AZ 85541
- 2198 E Camelback Rd, Phoenix, AZ 85016
- 13648 N Tatum Blvd, Phoenix, AZ 85032
- 5980 E 2nd St, Prescott Valley, AZ 86314
- 301 W Main St, Safford, AZ 85546
- 6720 N Scottsdale Rd, Scottsdale, AZ 85253
- 1301 E Deuce Of Clubs, Show Low, AZ 85901
- 14626 N Del Webb Blvd, Sun City, AZ 85351
- 13640 N Prasada Pkwy, Surprise, AZ 85388
- 1833 S 6th Ave, Tucson, AZ 85713
- 8675 E Broadway Blvd, Tucson, AZ 85710
- 4788 E Sunrise Dr, Tucson, AZ 85718
- 4910 E Broadway Blvd, Tucson, AZ 85711
Showing 24 of 28 locations in Arizona.
California
All banks in California- 175 S Beverly Dr, Beverly Hills, CA 90212
- 4100 W Alameda Ave, Burbank, CA 91505
- 2041 Rosecrans Ave Ste 130, El Segundo, CA 90245
- 16600 Ventura Blvd, Encino, CA 91436
- 1515 W 190th St, Gardena, CA 90248
- 5348 E 2nd St, Long Beach, CA 90803
- 4546 El Camino Real, Los Altos, CA 94022
- 170 S Lake Ave, Pasadena, CA 91101
- 1420 El Paseo De Saratoga, San Jose, CA 95130
- 1016 Irwin St, San Rafael, CA 94901
- 520 3rd St, Santa Rosa, CA 95401
- 500 3rd St, Santa Rosa, CA 95401
Idaho
All banks in Idaho- 280 W Judicial St, Blackfoot, ID 83221
- 675 N Milwaukee St, Boise, ID 83704
- 1001 W Idaho St, Boise, ID 83702
- 3563 S Federal Way, Boise, ID 83705
- 515 Cleveland Blvd, Caldwell, ID 83605
- 701 E State St, Eagle, ID 83616
- 215 N Main St, Hailey, ID 83333
- 3350 S 25th E, Idaho Falls, ID 83404
- 140 E Main St, Jerome, ID 83338
- 460 Sun Valley Rd, Ketchum, ID 83340
- 204 E Park St, Mccall, ID 83638
- 575 E Franklin Rd, Meridian, ID 83642
- 3423 E Ustick Rd, Meridian, ID 83646
- 1460 Caldwell Blvd, Nampa, ID 83651
- 223 11th Ave S, Nampa, ID 83651
- 733 E Mullan Ave, Osburn, ID 83849
- 102 S Main St, Payette, ID 83661
- 860 Yellowstone Ave, Pocatello, ID 83201
- 80 N 2nd E, Rexburg, ID 83440
- 405 N Second Ave, Sandpoint, ID 83864
- 494 Blue Lakes Blvd N, Twin Falls, ID 83301
New Mexico
All banks in New Mexico- 300 1st St, Alamogordo, NM 88310
- 201 3rd St Nw, Albuquerque, NM 87102
- 3000 Eubank Blvd Ne, Albuquerque, NM 87111
- 4400 Osuna Rd Ne, Albuquerque, NM 87109
- 541 Terrace Ave, Chama, NM 87520
- 2720 N Prince St, Clovis, NM 88101
- 1124 N Riverside Dr, Espanola, NM 87532
- 1501 San Juan Blvd, Farmington, NM 87401
- 221 W Aztec Ave, Gallup, NM 87301
- 325 E Bender Blvd, Hobbs, NM 88240
- 301 W Amador Ave, Las Cruces, NM 88005
- 4090 Sabana Grande Ave Se, Rio Rancho, NM 87124
- 300 N Pennsylvania Ave, Roswell, NM 88201
- 398 Sudderth Dr, Ruidoso, NM 88345
- 208 Washington Ave, Santa Fe, NM 87501
- 809 Saint Michaels Dr, Santa Fe, NM 87505
- 1301 N Hudson St., Silver City, NM 88061
- 201 Plaza St, Socorro, NM 87801
Nevada
All banks in Nevada- 2501 Mountain City Hwy, Elko, NV 89801
- 725 Great Basin Blvd, Ely, NV 89301
- 940 W Williams Ave, Fallon, NV 89406
- 1480 Us Highway 95a N, Fernley, NV 89408
- 10624 S Eastern Ave, Henderson, NV 89052
- 1995 Village Center Cir, Las Vegas, NV 89134
- 81 W Mesquite Blvd, Mesquite, NV 89027
- 3170 W Ann Rd, North Las Vegas, NV 89031
Texas
All banks in Texas- 3800 N Lamar Blvd, Austin, TX 78756
- 8000 Frankford Rd, Dallas, TX 75252
- 5430 Lyndon B Johnson Fwy, Dallas, TX 75240
- 5017 W Lovers Ln, Dallas, TX 75209
- 331 N 5th St, Garland, TX 75040
- 5900 Chapel Hill Blvd, Plano, TX 75093
- 1207 E Draper Pkwy, Draper, UT 84020
- 1840 N Hill Field Rd, Layton, UT 84041
- 399 N Main St, Logan, UT 84321
- 6105 S Fashion Blvd, Murray, UT 84107
- 308 E Main St, Price, UT 84501
- 405 S Main St, Salt Lake City, UT 84111
- 1442 S Foothill Dr, Salt Lake City, UT 84108
- 5010 S Highland Dr, Salt Lake City, UT 84117
- 2262 S Highland Dr, Salt Lake City, UT 84106
Washington
All banks in Washington- 1017 Commercial Ave, Anacortes, WA 98221
- 206 A St Se, Auburn, WA 98002
- 208 High School Rd Ne, Bainbridge Island, WA 98110
- 3762 150th Ave Se, Bellevue, WA 98006
- 14801 Ne Bel Red Rd, Bellevue, WA 98007
- 10001 Ne 8th St, Bellevue, WA 98004
- 200 108th Ave Ne, Bellevue, WA 98004
- 15635 Ne 8th St, Bellevue, WA 98008
- 2122 Barkley Blvd, Bellingham, WA 98226
- 1500 Cornwall Ave, Bellingham, WA 98225
- 400 H St, Blaine, WA 98230
- 10015 Ne 183rd St, Bothell, WA 98011
- 22904 Bothell Everett Hwy, Bothell, WA 98021
- 5265 State Highway 303 Ne, Bremerton, WA 98311
- 300 E Fairhaven Ave, Burlington, WA 98233
- 110 N Pearl St, Centralia, WA 98531
- 101 E Johnson Ave, Chelan, WA 98816
- 108 N Park St, Chewelah, WA 99109
- 748 6th St, Clarkston, WA 99403
- 103 E 1st St, Cle Elum, WA 98922
- 225 E 1st Ave, Colville, WA 99114
- 16 N Main St, Deer Park, WA 99006
- 35 Main St, Eastsound, WA 98245
- 229 Main St, Edmonds, WA 98020
Showing 24 of 75 locations in Washington.
What the WaFd Bank reviews figures actually show
The numbers published here for WaFd Bank are medians — the midpoint of the distribution rather than the mean.
A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Total assets of $28 billion and branch count of 177.
They describe the middle of the market, so they are a starting point for opening a savings, checking or CD account and nothing more. Anyone quoting you a number will be pricing your file, not the median.
What these numbers mean for savers comparing where to keep their money
Context does most of the work here. A number is only high or low next to something else, so we publish WaFd Bank and how it sits inside Washington against a wider benchmark on the same measure. Headquarters of Seattle, Washington.
Gaps of a few percent are noise. Gaps of twenty or thirty percent are structural, and they usually trace back to something concrete: the mix of housing stock, how many households are renting rather than owning, the local employer base, or how far the nearest metro area is.
The useful habit is to pair every figure with the cost it has to cover. Income against rent, loan size against income, price against what the same money buys one county over.
What to check before you commit
None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.
- Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
- Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
- Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
- Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
- Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
- Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
How WaFd Bank compares
Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark WaFd Bank against Washington and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.
Watch the denominator whenever a comparison surprises you. Whether a rate is calculated on all applications or only completed ones, on every unit or only those on the market, changes the answer more than the local market does.
When the underlying sample is too small for a reliable estimate, we publish nothing for that measure rather than modelling a plausible-looking figure. Fewer numbers you can trust beats more you cannot.
Questions people ask about WaFd Bank
How current is the WaFd Bank reviews data?
The figures come from the 2026-09-16 release of the FDIC Institution Directory and Summary of Deposits, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.
Why does another site show a different number for WaFd Bank?
Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.
Can I use this for opening a savings, checking or CD account?
As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Total assets of $28 billion.
Method and limitations
The page is assembled from quarterly regulatory filings, specifically the FDIC Institution Directory and Summary of Deposits (2026-09-16). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.
The limits are the usual three: sampling error grows as geography shrinks, published data always trails reality by months or years, and a midpoint says nothing about the extremes at either end of the institution.
Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.
Source: FDIC Institution Directory; FDIC Summary of Deposits; CFPB Consumer Complaint Database. Latest observation 2026-09-16.
Every figure above comes from this bank's own federal record: FDIC BankFind record, cert #28088.