UMB Bank, National Association Reviews: Assets, Branches and
UMB Bank, National Association is an FDIC-insured bank with $72 billion in assets and 199 branches. Everything below comes from official filings, not marketing claims.
About UMB Bank, National Association
UMB Bank, National Association is a large regional institution, headquartered in Kansas City, Missouri. Deposits are insured by the FDIC up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-09-16, not from marketing material.
This bank reports $72 billion in total assets, $60 billion in deposits and 199 locations in 14 states.
UMB Bank, National Association locations
Arizona
All banks in Arizona- 1000 N 54th St, Chandler, AZ 85226
- 13404 N La Montana Dr, Fountain Hills, AZ 85268
- 4117 S Gilbert Rd, Gilbert, AZ 85297
- 845 N Gilbert Rd, Gilbert, AZ 85234
- 1331 W Southern Ave, Mesa, AZ 85202
- 7655 W Thunderbird Rd, Peoria, AZ 85381
- 2745 W Carefree Hwy, Phoenix, AZ 85085
- 2036 E Camelback Rd, Phoenix, AZ 85016
- 1675 N 95th Ln, Phoenix, AZ 85037
- 2198 E Camelback Rd, Phoenix, AZ 85016
- 16210 N Scottsdale Rd, Scottsdale, AZ 85254
- 32621 N Scottsdale Rd, Scottsdale, AZ 85266
- 980 E Baseline Rd, Tempe, AZ 85283
- 2001 W Wickenburg Way, Wickenburg, AZ 85390
California
All banks in California- 255 E River Park Cir, Fresno, CA 93720
- 18580 Main St, Groveland, CA 95321
- 5371 State Highway 49 N, Mariposa, CA 95338
- 40061 Highway 49, Oakhurst, CA 93644
- 1245 Spring St, Paso Robles, CA 93446
- 1418 S Main St, Salinas, CA 93908
- 3211 Broad St, San Luis Obispo, CA 93401
- 237 Higuera St, San Luis Obispo, CA 93401
Colorado
All banks in Colorado- 12501 W 52nd Ave, Arvada, CO 80002
- 13731 E Mississippi Ave, Aurora, CO 80012
- 12230 E Colfax Ave, Aurora, CO 80011
- 1611 Canyon Blvd, Boulder, CO 80302
- 13700 E Arapahoe Rd, Centennial, CO 80112
- 730 Citadel Dr E, Colorado Springs, CO 80909
- 290 E Cheyenne Mountain Blvd, Colorado Springs, CO 80906
- 502 Security Blvd, Colorado Springs, CO 80911
- 101 N Cascade Ave, Colorado Springs, CO 80903
- 26679 Pleasant Park Rd, Conifer, CO 80433
- 3535 Quebec St, Denver, CO 80207
- 1635 E Colfax Ave, Denver, CO 80218
- 12075 E 45th Ave, Denver, CO 80239
- 1670 Broadway, Denver, CO 80202
- 3500 S Oneida Way, Denver, CO 80224
- 703 Colorado Blvd, Denver, CO 80206
- 1490 S Santa Fe Dr, Denver, CO 80223
- 105 Edwards Village Boulevard, Edwards, CO 81632
- 1140 Edwards Village Blvd, Edwards, CO 81632
- 199 S Briggs St, Erie, CO 80516
- 1248 Bergen Pkwy, Evergreen, CO 80439
- 77699 Us Highway 40, Fraser, CO 80442
- 770 Heritage Rd, Golden, CO 80401
- 3290 S Wadsworth Blvd, Lakewood, CO 80227
Showing 24 of 27 locations in Colorado.
- 13101 University Ave, Clive, IA 50325
- 2196 Holliday Dr, Dubuque, IA 52002
- 700 Locust St, Dubuque, IA 52001
- 555 John F Kennedy Rd, Dubuque, IA 52002
- 50 Loras Blvd, Dubuque, IA 52001
- 500 N Grandview Ave, Dubuque, IA 52001
- 309 1st St S, Farley, IA 52046
- 2690 Rockdale Rd, Key West, IA 52003
Illinois
All banks in Illinois- 101 N High St, Belleville, IL 62220
- 201 E Main St, Collinsville, IL 62234
- 716 S Bench St, Galena, IL 61036
- 6855 E Riverside Blvd, Rockford, IL 61114
- 2625 Stowmarket Ave, Rockford, IL 61109
- 4571 Guilford Rd, Rockford, IL 61107
- 308 W State St Ste 100, Rockford, IL 61101
Kansas
All banks in Kansas- 400 N Broadway St, Abilene, KS 67410
- 626 Commercial St, Atchison, KS 66002
- 320 Commercial St, Atchison, KS 66002
- 324 S National Ave, Fort Scott, KS 66701
- 7th And Delaware Streets, Hiawatha, KS 66434
- 8300 Parallel Pkwy, Kansas City, KS 66112
- 909 N 6th St, Kansas City, KS 66101
- 1441 Wakarusa Dr, Lawrence, KS 66049
- 4200 W 115th St, Leawood, KS 66211
- 13401 Mission Rd, Leawood, KS 66209
- 10101 Woodland Dr, Lenexa, KS 66220
- 15301 W 87th Street Pkwy, Lenexa, KS 66219
- 529 Humboldt St, Manhattan, KS 66502
- 958 W Santa Fe St, Olathe, KS 66061
- 700 E Santa Fe St, Olathe, KS 66061
- 14801 W 151st St, Olathe, KS 66062
- 18261 W 119th St, Olathe, KS 66061
- 11101 W 87th St, Overland Park, KS 66214
- 7109 W 80th St, Overland Park, KS 66204
- 7128 W 119th St, Overland Park, KS 66213
- 6960 W 135th St, Overland Park, KS 66223
- 11935 Riley St, Overland Park, KS 66213
- 6900 Mission Rd, Prairie Village, KS 66208
- 507 N Main St, Russell, KS 67665
Showing 24 of 30 locations in Kansas.
Minnesota
All banks in Minnesota- 7701 France Ave S, Edina, MN 55435
- 9800 Bren Rd E, Minnetonka, MN 55343
Missouri
All banks in Missouri- 827 Arnold Commons Drive, Arnold, MO 63010
- 15400 Clayton Rd, Ballwin, MO 63011
- 301 Nw State Route 7, Blue Springs, MO 64014
- 924 Main St, Boonville, MO 65233
- 9 Brentwood Promenade Ct, Brentwood, MO 63144
- 117 W Brooks St, Brookfield, MO 64628
- 300 Grant St, Carthage, MO 64836
- 220 S 2nd St, Clinton, MO 64735
- 1516 Chapel Hill Rd, Columbia, MO 65203
- 6059 Mid Rivers Mall Dr, Cottleville, MO 63304
- 1 Church St, Ferguson, MO 63135
- 6211 N Chestnut Ave, Gladstone, MO 64119
- 12210 S 71 Hwy, Grandview, MO 64030
- 13813 E 39th St S, Independence, MO 64055
- 18909 E 48th St S, Independence, MO 64055
- 16900 Gudgell Rd, Independence, MO 64057
- 300 Dix Rd, Jefferson City, MO 65109
- 329 S Range Line Rd, Joplin, MO 64801
- 8300 Nw Prairie View Rd, Kansas City, MO 64151
- 1310 Carondelet Dr, Kansas City, MO 64114
- 4900 Main St, Kansas City, MO 64112
- 1010 Grand Blvd, Kansas City, MO 64106
- 8442 Wornall Rd, Kansas City, MO 64114
- 1800 Grand Blvd, Kansas City, MO 64108
Showing 24 of 44 locations in Missouri.
Nebraska
All banks in Nebraska- 16929 Burke St, Omaha, NE 68118
New Mexico
All banks in New Mexico- 6201 Riverside Plaza Ln Nw, Albuquerque, NM 87120
- 2300 Louisiana Blvd Ne, Albuquerque, NM 87110
- 7021 Jefferson St Ne, Albuquerque, NM 87109
- 9500 Montgomery Boulevard Ne, Albuquerque, NM 87111
- 3701 4th St Nw, Albuquerque, NM 87107
- 320 Gold Ave Sw, Albuquerque, NM 87102
- 1 First National Place, Angel Fire, NM 87710
- 201 Main St, Clayton, NM 88415
- 709 Pile St, Clovis, NM 88101
- 411 Carr Ln, Espanola, NM 87532
- 1475 Central Ave, Los Alamos, NM 87544
- 1810 Main St Nw, Los Lunas, NM 87031
- 1612 E Spruce St, Portales, NM 88130
- 1104 S 2nd St, Raton, NM 87740
- 4001 Southern Blvd Se, Rio Rancho, NM 87124
- 7830 Enchanted Hills Blvd Ne, Rio Rancho, NM 87144
- 1549 Paseo De Peralta, Santa Fe, NM 87501
- 1592 Saint Michaels Dr, Santa Fe, NM 87505
- 2458 Historic Route 66, Santa Rosa, NM 88435
- 173-45 Us Highway 64, Tierra Amarilla, NM 87575
- 101 E Route 66 Blvd, Tucumcari, NM 88401
Oklahoma
All banks in Oklahoma- 600 N. Robinson Avenue, Oklahoma City, OK 73102
- 5636 N Pennsylvania Ave, Oklahoma City, OK 73112
- 1437 S Boulder Ave, Tulsa, OK 74119
Texas
All banks in Texas- 3910 S Treadaway Blvd, Abilene, TX 79602
- 2225 Hickory St, Colorado City, TX 79512
- 5950 Berkshire Ln, Dallas, TX 75225
- 4228 N Central Expy, Dallas, TX 75206
- 1013 W University Dr, Denton, TX 76201
- 801 Avenue A, Farwell, TX 79325
- 777 Main St, Fort Worth, TX 76102
- 110 College Ave, Levelland, TX 79336
- 1810 Hall Ave, Littlefield, TX 79339
- 6501 19th St, Lubbock, TX 79407
- 3405 22nd St, Lubbock, TX 79410
- 7806 Indiana Ave, Lubbock, TX 79423
- 9816 Slide Rd, Lubbock, TX 79424
- 1111 W Wall St, Midland, TX 79701
- 101 W American Blvd, Muleshoe, TX 79347
- 7281 Tres Hermanas Blvd, Odessa, TX 79765
- 1224 N Hobart St, Pampa, TX 79065
- 1505 U.S. Highway 82, Plains, TX 79355
- 4500 College Ave, Snyder, TX 79549
- 1910 Lockwood, Tahoka, TX 79373
- 702 Donald Preston Dr, Wolfforth, TX 79382
- 911 E Fort Union Blvd, Midvale, UT 84047
Wisconsin
All banks in Wisconsin- 580 N Main St, Cottage Grove, WI 53527
- 6180 Verona Rd, Fitchburg, WI 53719
- 6131 Nesbitt Rd, Fitchburg, WI 53719
- 5380 N Port Washington Rd, Glendale, WI 53217
- 240 N Broadway, Green Bay, WI 54303
- 119 Junction Rd, Madison, WI 53717
- 1717 10th St, Monroe, WI 53566
- 10 Keystone Pkwy, Platteville, WI 53818
- 2511 Eastern Ave, Plymouth, WI 53073
- 655 S Taylor Dr, Sheboygan, WI 53081
- 4210 State Highway 42, Sheboygan, WI 53083
- 3220 S Business Dr, Sheboygan, WI 53081
What the UMB Bank, National Association reviews figures actually show
The numbers published here for UMB Bank, National Association are medians — the midpoint of the distribution rather than the mean.
A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Total assets of $72 billion and branch count of 199.
They describe the middle of the market, so they are a starting point for opening a savings, checking or CD account and nothing more. Anyone quoting you a number will be pricing your file, not the median.
Why the spread around UMB Bank, National Association matters
Context does most of the work here. A number is only high or low next to something else, so we publish UMB Bank, National Association and how it sits inside Missouri against a wider benchmark on the same measure. Headquarters of Kansas City, Missouri.
A difference of a few percent is inside the survey's own margin of error. A difference of a quarter or more is real, and it normally reflects the housing mix, the dominant local industries, or how much of the population is retired rather than working.
That is why a single figure should never carry a decision on its own. Read two or three measures together — what comes in, what housing costs, what is left — and the picture stops being ambiguous.
How UMB Bank, National Association compares
Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark UMB Bank, National Association against Missouri and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.
Most contradictory statistics you meet online are definition mismatches rather than errors. Gross versus net, occupied versus advertised, applications versus originations: each pair produces a different headline from the same underlying reality.
Any measure the source flags as unreliable is dropped rather than smoothed. That is why some pages carry fewer figures than others: the institution itself is thinly sampled.
A short checklist before you act
None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.
- Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
- Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
- Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
- Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
- Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
- Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
Questions people ask about UMB Bank, National Association
How current is the UMB Bank, National Association reviews data?
The figures come from the 2026-09-16 release of the FDIC Institution Directory and Summary of Deposits, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.
Why does another site show a different number for UMB Bank, National Association?
Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.
Can I use this for opening a savings, checking or CD account?
As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Total assets of $72 billion.
How we built this page
The page is assembled from quarterly regulatory filings, specifically the FDIC Institution Directory and Summary of Deposits (2026-09-16). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.
Three limits are worth stating plainly. Survey estimates carry a margin of error that widens as the area gets smaller. Reporting lags mean the most recent period on file is not the present. And a median cannot describe the tails — the cheapest and most expensive ends of any institution sit outside it by definition.
Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.
Source: FDIC Institution Directory; FDIC Summary of Deposits; CFPB Consumer Complaint Database. Latest observation 2026-09-16.
Every figure above comes from this bank's own federal record: FDIC BankFind record, cert #8273.