Bank Profile: Anchor D Bank Reviews
Anchor D Bank is an FDIC-insured bank with $405 million in assets and 4 branches. Everything below comes from official filings, not marketing claims.
About Anchor D Bank
Anchor D Bank is a small community institution, headquartered in Texhoma, Oklahoma. Deposits are insured by the FDIC up to $250,000 per depositor, per ownership category. The figures on this page come from the institution's own regulatory filing dated 2026-09-16, not from marketing material.
This bank reports $405 million in total assets, $330 million in deposits and 4 locations in 2 states.
Anchor D Bank locations
Oklahoma
All banks in Oklahoma- 124 S Main St, Goodwell, OK 73939
- 1913 N Highway 64, Guymon, OK 73942
- 222 Main Street, Texhoma, OK 73949
Texas
All banks in Texas- 400 Collard St, Spearman, TX 79081
Reading the Anchor D Bank reviews data on this page
The numbers published here for Anchor D Bank are medians — the midpoint of the distribution rather than the mean.
A median is the midpoint: half of the institution sits above it and half below. Averages get dragged around by a handful of extreme values — one very expensive property, one unusually large loan, one graduate earning far more than their classmates — so a median is the safer number to plan against. Total assets of $405 million and branch count of 4.
Treat these as a baseline for opening a savings, checking or CD account, not a quote. Your own position depends on details no dataset holds: credit history, the exact street, the specific product on offer this week.
Turning the Anchor D Bank data into a decision
Context does most of the work here. A number is only high or low next to something else, so we publish Anchor D Bank and how it sits inside Oklahoma against a wider benchmark on the same measure. Headquarters of Texhoma, Oklahoma.
Small gaps tell you nothing — sampling error alone can produce them. Large gaps almost always have a physical cause: the age of the housing stock, commuting distance, the balance between renters and owners, or a single large employer setting local pay.
Read the measures as a set. Income on its own says little; income next to housing cost and next to what similar households pay elsewhere says a great deal.
What to check before you commit
None of this needs a spreadsheet. It needs the discipline of checking the same handful of things every time, whether you are opening a savings, checking or CD account for the first time or the fifth.
- Confirm the rate you were quoted is the standard rate, not a promotional tier that resets after a few months.
- Check the minimum balance and the monthly maintenance fee, which can quietly outweigh the interest earned.
- Compare at least three offers. Pricing on the same product varies more between providers than most people expect, and the gap is yours to keep.
- Check the fee schedule and the fine print, not the headline rate — that is where the real cost usually hides.
- Ask what the number looks like in a bad year, not an average one, and make sure the plan still holds.
- Write down the monthly number you can genuinely cover, not the maximum a lender or admissions office says you qualify for.
Where Anchor D Bank sits against the wider market
Comparison is the fastest way to tell a genuinely unusual institution from an ordinary one. We benchmark Anchor D Bank against Oklahoma and against the national picture on the same definitions, in the same period, so the difference you see is a real difference rather than an artefact of two datasets disagreeing.
Most contradictory statistics you meet online are definition mismatches rather than errors. Gross versus net, occupied versus advertised, applications versus originations: each pair produces a different headline from the same underlying reality.
Where a comparison would mislead, we leave it out instead of filling the gap. A blank means the source did not publish a reliable estimate for that institution, and inventing one would be worse than showing less.
Common questions
How current is the Anchor D Bank reviews data?
The figures come from the 2026-09-16 release of the FDIC Institution Directory and Summary of Deposits, and we refresh the page when a new one is published. Public datasets run a reporting lag of several months to two years, so the latest available period is not the same as today.
Why does another site show a different number for Anchor D Bank?
Almost always because it is measuring something slightly different, or using an earlier release. Check the definition and the period before assuming one of the two is wrong; quarterly regulatory filings publish several near-identical measures with meaningfully different scopes.
Can I use this for opening a savings, checking or CD account?
As a benchmark, yes — it tells you whether an offer or an asking price is normal for this institution. As a substitute for your own quote or estimate, no. Total assets of $405 million.
Method and limitations
The page is assembled from quarterly regulatory filings, specifically the FDIC Institution Directory and Summary of Deposits (2026-09-16). Nothing here is modelled from a proprietary black box: every figure traces to a published record, and where we derive a ratio we show both inputs so the arithmetic can be checked.
Three limits are worth stating plainly. Survey estimates carry a margin of error that widens as the area gets smaller. Reporting lags mean the most recent period on file is not the present. And a median cannot describe the tails — the cheapest and most expensive ends of any institution sit outside it by definition.
Where a source revises a figure, the revised value replaces the old one rather than sitting alongside it, so the page always reflects the current official position. If you spot a number that looks wrong, it is worth telling us — corrections get made against the source record, not by guesswork.
Source: FDIC Institution Directory; FDIC Summary of Deposits; CFPB Consumer Complaint Database. Latest observation 2026-09-16.
Every figure above comes from this bank's own federal record: FDIC BankFind record, cert #4208.