Bank of America Complaints: CFPB Data

14,294 complaints were filed against Bank of America with the Consumer Financial Protection Bureau in 2025.

Complaints by product (2025)

Complaint score 100/100

Checking or savings account

6,680

Credit card

4,142

Money transfer, virtual currency, or money service

1,598

Debt collection

1,337

Mortgage

534

Student loan

3

Top issues raised

The CFPB dataset doesn't break out a top issue for this period.

Resolution rate

The CFPB doesn't report a favorable-closure breakdown for Bank of America in this dataset yet.

How Bank of America compares

Bank of America logs 0.00 complaints per 1,000 customers, versus an average of 0.00 across the 11 banks we track.

Chase BankScore 100/100
U.S. BankScore 99/100
Wells FargoScore 97/100
CitibankScore 97/100
Ally BankScore 96/100

What to do if you have a complaint

  1. Contact Bank of America directly first and get a reference number for the conversation.
  2. If unresolved after a reasonable window, escalate in writing (email or the bank's formal complaints channel).
  3. Still stuck? File with the CFPB at consumerfinance.gov/complaint. It's free and the bank must respond, typically within 15 days.

Bank of America complaints FAQ

How many CFPB complaints does Bank of America have?

The Consumer Financial Protection Bureau publishes every complaint it forwards to a company. See the latest-year total and product breakdown above, sourced directly from the CFPB Consumer Complaint Database.

Does a high complaint count mean the bank is bad?

Not on its own. Bigger banks have more customers and therefore more raw complaints. Complaints per 1,000 customers is a fairer comparison, which is what our complaint score uses.

What happens after I file a CFPB complaint?

The CFPB forwards your complaint to the company, which typically has 15 days to respond. Most complaints are closed with an explanation or some form of relief; a minority go unanswered.

How do I file a complaint myself?

File directly at consumerfinance.gov/complaint. It's free, and creates a public record even if Bank of America never resolves the underlying issue.

Source: CFPB Consumer Complaint Database.