Is University of Phoenix-Arizona worth it?

Phoenix, AZ · private-for-profit

Verdict

Typical students pay $13,520 a year after aid, graduate with $31,553 in federal debt, and earn $35,359 six years after enrolling — an estimated monthly loan payment of $338, with a debt break-even of about 8.9 years.

Net price / year

$13,520

Admission rate

0%

Graduation rate

Median debt

$31,553

Earnings (6 yr)

$35,359

Earnings (10 yr)

$37,752

Est. monthly loan payment

$338

Loan-to-income ratio

89%

Debt break-even

8.9 years

How University of Phoenix-Arizona compares

MetricUniversity of Phoenix-ArizonaArizonaNational
Net price$13,520$18,307$16,642
Median debt$31,553$10,003$12,377
Earnings (6 yr)$35,359$31,489$33,037
Graduation rate

Managing the debt load

A median debt above $30,000 is a meaningful monthly commitment. Income-driven repayment plans and refinancing can lower the monthly payment shown above — compare options before you commit to a standard 10-year plan.

FAQ

How much does it cost to attend University of Phoenix-Arizona?

The federal average net price after grants and scholarships is $13,520 a year. That figure reflects what a typical student actually pays after grants and scholarships, not the sticker price.

How much debt do University of Phoenix-Arizona graduates typically carry?

Students who complete a program at University of Phoenix-Arizona leave with a median federal debt of $31,553, based on the U.S. Department of Education's College Scorecard.

What do University of Phoenix-Arizona graduates earn?

Six years after enrolling, former students report median earnings of $35,359, drawn from federal tax records aggregated by the College Scorecard.

What is the graduation rate at University of Phoenix-Arizona?

Graduation rate data is not currently published for this school.

Is University of Phoenix-Arizona worth the debt?

Based on median debt and 6-year earnings, it would take roughly 8.9 years of 10% income allocation to pay off the typical debt load — compare that against your own expected major and career path before deciding.

Source: U.S. Department of Education College Scorecard.