Is University of Massachusetts-Lowell worth it?

Lowell, MA · public

Verdict

Typical students pay $17,163 a year after aid, graduate with $23,704 in federal debt, and earn $61,467 six years after enrolling — an estimated monthly loan payment of $254, with a debt break-even of about 3.9 years.

Net price / year

$17,163

Admission rate

83%

Graduation rate

Median debt

$23,704

Earnings (6 yr)

$61,467

Earnings (10 yr)

$64,874

Est. monthly loan payment

$254

Loan-to-income ratio

39%

Debt break-even

3.9 years

How University of Massachusetts-Lowell compares

MetricUniversity of Massachusetts-LowellMassachusettsNational
Net price$17,163$21,991$16,642
Median debt$23,704$16,222$12,377
Earnings (6 yr)$61,467$39,799$33,037
Graduation rate

FAQ

How much does it cost to attend University of Massachusetts-Lowell?

The federal average net price after grants and scholarships is $17,163 a year. That figure reflects what a typical student actually pays after grants and scholarships, not the sticker price.

How much debt do University of Massachusetts-Lowell graduates typically carry?

Students who complete a program at University of Massachusetts-Lowell leave with a median federal debt of $23,704, based on the U.S. Department of Education's College Scorecard.

What do University of Massachusetts-Lowell graduates earn?

Six years after enrolling, former students report median earnings of $61,467, drawn from federal tax records aggregated by the College Scorecard.

What is the graduation rate at University of Massachusetts-Lowell?

Graduation rate data is not currently published for this school.

Is University of Massachusetts-Lowell worth the debt?

Based on median debt and 6-year earnings, it would take roughly 3.9 years of 10% income allocation to pay off the typical debt load — compare that against your own expected major and career path before deciding.

Source: U.S. Department of Education College Scorecard.