Is University of Massachusetts-Amherst worth it?
Amherst, MA · public
Verdict
Typical students pay $22,383 a year after aid, graduate with $22,763 in federal debt, and earn $60,347 six years after enrolling — an estimated monthly loan payment of $244, with a debt break-even of about 3.8 years.
Net price / year
$22,383
Admission rate
60%
Graduation rate
—
Median debt
$22,763
Earnings (6 yr)
$60,347
Earnings (10 yr)
$71,631
Est. monthly loan payment
$244
Loan-to-income ratio
38%
Debt break-even
3.8 years
How University of Massachusetts-Amherst compares
FAQ
How much does it cost to attend University of Massachusetts-Amherst?
The federal average net price after grants and scholarships is $22,383 a year. That figure reflects what a typical student actually pays after grants and scholarships, not the sticker price.
How much debt do University of Massachusetts-Amherst graduates typically carry?
Students who complete a program at University of Massachusetts-Amherst leave with a median federal debt of $22,763, based on the U.S. Department of Education's College Scorecard.
What do University of Massachusetts-Amherst graduates earn?
Six years after enrolling, former students report median earnings of $60,347, drawn from federal tax records aggregated by the College Scorecard.
What is the graduation rate at University of Massachusetts-Amherst?
Graduation rate data is not currently published for this school.
Is University of Massachusetts-Amherst worth the debt?
Based on median debt and 6-year earnings, it would take roughly 3.8 years of 10% income allocation to pay off the typical debt load — compare that against your own expected major and career path before deciding.
Source: U.S. Department of Education College Scorecard.