Is The University of Tennessee-Martin worth it?

Martin, TN · public

Verdict

Typical students pay $10,701 a year after aid, graduate with $21,024 in federal debt, and earn $38,863 six years after enrolling — an estimated monthly loan payment of $225, with a debt break-even of about 5.4 years.

Net price / year

$10,701

Admission rate

88%

Graduation rate

Median debt

$21,024

Earnings (6 yr)

$38,863

Earnings (10 yr)

$44,213

Est. monthly loan payment

$225

Loan-to-income ratio

54%

Debt break-even

5.4 years

How The University of Tennessee-Martin compares

MetricThe University of Tennessee-MartinTennesseeNational
Net price$10,701$15,268$16,642
Median debt$21,024$10,798$12,377
Earnings (6 yr)$38,863$31,904$33,037
Graduation rate

FAQ

How much does it cost to attend The University of Tennessee-Martin?

The federal average net price after grants and scholarships is $10,701 a year. That figure reflects what a typical student actually pays after grants and scholarships, not the sticker price.

How much debt do The University of Tennessee-Martin graduates typically carry?

Students who complete a program at The University of Tennessee-Martin leave with a median federal debt of $21,024, based on the U.S. Department of Education's College Scorecard.

What do The University of Tennessee-Martin graduates earn?

Six years after enrolling, former students report median earnings of $38,863, drawn from federal tax records aggregated by the College Scorecard.

What is the graduation rate at The University of Tennessee-Martin?

Graduation rate data is not currently published for this school.

Is The University of Tennessee-Martin worth the debt?

Based on median debt and 6-year earnings, it would take roughly 5.4 years of 10% income allocation to pay off the typical debt load — compare that against your own expected major and career path before deciding.

Source: U.S. Department of Education College Scorecard.