Is SUM Bible College and Theological Seminary worth it?

El Dorado Hills, CA · private-nonprofit

Verdict

Typical students pay $21,680 a year after aid, graduate with $26,677 in federal debt, and earn $30,871 six years after enrolling — an estimated monthly loan payment of $285, with a debt break-even of about 8.6 years.

Net price / year

$21,680

Admission rate

41%

Graduation rate

Median debt

$26,677

Earnings (6 yr)

$30,871

Earnings (10 yr)

$35,418

Est. monthly loan payment

$285

Loan-to-income ratio

86%

Debt break-even

8.6 years

How SUM Bible College and Theological Seminary compares

MetricSUM Bible College and Theological SeminaryCaliforniaNational
Net price$21,680$18,742$16,642
Median debt$26,677$10,028$12,377
Earnings (6 yr)$30,871$33,633$33,037
Graduation rate

FAQ

How much does it cost to attend SUM Bible College and Theological Seminary?

The federal average net price after grants and scholarships is $21,680 a year. That figure reflects what a typical student actually pays after grants and scholarships, not the sticker price.

How much debt do SUM Bible College and Theological Seminary graduates typically carry?

Students who complete a program at SUM Bible College and Theological Seminary leave with a median federal debt of $26,677, based on the U.S. Department of Education's College Scorecard.

What do SUM Bible College and Theological Seminary graduates earn?

Six years after enrolling, former students report median earnings of $30,871, drawn from federal tax records aggregated by the College Scorecard.

What is the graduation rate at SUM Bible College and Theological Seminary?

Graduation rate data is not currently published for this school.

Is SUM Bible College and Theological Seminary worth the debt?

Based on median debt and 6-year earnings, it would take roughly 8.6 years of 10% income allocation to pay off the typical debt load — compare that against your own expected major and career path before deciding.

Source: U.S. Department of Education College Scorecard.