Is Luther Rice College & Seminary worth it?

Lithonia, GA · private-nonprofit

Verdict

Typical students pay $27,883 a year after aid, graduate with $34,153 in federal debt, and earn $39,300 six years after enrolling — an estimated monthly loan payment of $365, with a debt break-even of about 8.7 years.

Net price / year

$27,883

Admission rate

92%

Graduation rate

Median debt

$34,153

Earnings (6 yr)

$39,300

Earnings (10 yr)

$47,003

Est. monthly loan payment

$365

Loan-to-income ratio

87%

Debt break-even

8.7 years

How Luther Rice College & Seminary compares

MetricLuther Rice College & SeminaryGeorgiaNational
Net price$27,883$17,509$16,642
Median debt$34,153$14,905$12,377
Earnings (6 yr)$39,300$32,528$33,037
Graduation rate

Managing the debt load

A median debt above $30,000 is a meaningful monthly commitment. Income-driven repayment plans and refinancing can lower the monthly payment shown above — compare options before you commit to a standard 10-year plan.

FAQ

How much does it cost to attend Luther Rice College & Seminary?

The federal average net price after grants and scholarships is $27,883 a year. That figure reflects what a typical student actually pays after grants and scholarships, not the sticker price.

How much debt do Luther Rice College & Seminary graduates typically carry?

Students who complete a program at Luther Rice College & Seminary leave with a median federal debt of $34,153, based on the U.S. Department of Education's College Scorecard.

What do Luther Rice College & Seminary graduates earn?

Six years after enrolling, former students report median earnings of $39,300, drawn from federal tax records aggregated by the College Scorecard.

What is the graduation rate at Luther Rice College & Seminary?

Graduation rate data is not currently published for this school.

Is Luther Rice College & Seminary worth the debt?

Based on median debt and 6-year earnings, it would take roughly 8.7 years of 10% income allocation to pay off the typical debt load — compare that against your own expected major and career path before deciding.

Source: U.S. Department of Education College Scorecard.