Is Johnson C Smith University worth it?

Charlotte, NC · private-nonprofit

Verdict

Typical students pay $20,894 a year after aid, graduate with $30,000 in federal debt, and earn $31,478 six years after enrolling — an estimated monthly loan payment of $321, with a debt break-even of about 9.5 years.

Net price / year

$20,894

Admission rate

45%

Graduation rate

—

Median debt

$30,000

Earnings (6 yr)

$31,478

Earnings (10 yr)

$42,680

Est. monthly loan payment

$321

Loan-to-income ratio

95%

Debt break-even

9.5 years

How Johnson C Smith University compares

MetricJohnson C Smith UniversityNorth CarolinaNational
Net price$20,894$13,959$16,642
Median debt$30,000$12,965$12,377
Earnings (6 yr)$31,478$33,000$33,037
Graduation rate———

FAQ

How much does it cost to attend Johnson C Smith University?

The federal average net price after grants and scholarships is $20,894 a year. That figure reflects what a typical student actually pays after grants and scholarships, not the sticker price.

How much debt do Johnson C Smith University graduates typically carry?

Students who complete a program at Johnson C Smith University leave with a median federal debt of $30,000, based on the U.S. Department of Education's College Scorecard.

What do Johnson C Smith University graduates earn?

Six years after enrolling, former students report median earnings of $31,478, drawn from federal tax records aggregated by the College Scorecard.

What is the graduation rate at Johnson C Smith University?

Graduation rate data is not currently published for this school.

Is Johnson C Smith University worth the debt?

Based on median debt and 6-year earnings, it would take roughly 9.5 years of 10% income allocation to pay off the typical debt load — compare that against your own expected major and career path before deciding.

Source: U.S. Department of Education College Scorecard.