Is Gem City College worth it?

Quincy, IL · private-for-profit

Verdict

Typical students pay $11,843 a year after aid, graduate with $9,833 in federal debt, and earn $18,527 six years after enrolling — an estimated monthly loan payment of $105, with a debt break-even of about 5.3 years.

Net price / year

$11,843

Admission rate

0%

Graduation rate

—

Median debt

$9,833

Earnings (6 yr)

$18,527

Earnings (10 yr)

$19,219

Est. monthly loan payment

$105

Loan-to-income ratio

53%

Debt break-even

5.3 years

How Gem City College compares

MetricGem City CollegeIllinoisNational
Net price$11,843$14,331$16,642
Median debt$9,833$12,653$12,377
Earnings (6 yr)$18,527$34,835$33,037
Graduation rate———

FAQ

How much does it cost to attend Gem City College?

The federal average net price after grants and scholarships is $11,843 a year. That figure reflects what a typical student actually pays after grants and scholarships, not the sticker price.

How much debt do Gem City College graduates typically carry?

Students who complete a program at Gem City College leave with a median federal debt of $9,833, based on the U.S. Department of Education's College Scorecard.

What do Gem City College graduates earn?

Six years after enrolling, former students report median earnings of $18,527, drawn from federal tax records aggregated by the College Scorecard.

What is the graduation rate at Gem City College?

Graduation rate data is not currently published for this school.

Is Gem City College worth the debt?

Based on median debt and 6-year earnings, it would take roughly 5.3 years of 10% income allocation to pay off the typical debt load — compare that against your own expected major and career path before deciding.

Source: U.S. Department of Education College Scorecard.